No- you need to give information about your car in order to get insurance on it. You could insure yourself so that you are insured no matter what car you drive, but most of the time not.
Can you get insurance without a valid drivers license?
Absolutely not. If you lied it would be FRAUD and you can do Jail time.
In Ohio if an uninsured unlicensed driver is driving your car without permission and hits a car and you have insurance are you responsible?
I sense that this person driving your car without permission is a resident of your household. Without a police report of the theft of your vehicle then the person driving your car, especially if they are a resident of your household and reasonably knew where to find the keys, would have presumptive permission to use the car and your insurance will have to pay.
Can a fresh driver without a car drive their parents’ car under the parents’ insurance?
Yes, but the parents have to add the fresh driver to their policy.
Can you get car insurance without a car to insure?
No. Reminisce that insurance goes after a vehicle very first, operator 2nd. So, without having a car to insure, no rate can even be detected to begin with.
Can you get car insurance on your car without a drivers license?
Yes, insurance is designed to protect the car as well as a driver. If you are not driving it at all, then the insurance premium should be lower.
Where can you purchase insurance without a drivers license?
If you have no drivers license then you have no business driving avehicle, therfore you do not need insurance.
Can a licensed teenage driver legally drive his parent’s insured car in Texas without actually being insured himself?
No. If you had broadform insurance he would be able to drive any vehical you own as long as you NAME him a driver. Broadform is nice for people with more then one vehical.
If you were a pedestrian hit by a car and you were not able to get any information on the car or driver will the insurance company still pay the hospital bills without that information?
Which insurance company? If you don’t know who it was, who should pay? If it was a hit and run accident, perhaps the police could help. If not, there should be a police report and you can get the information from there.
What insurance to buy to reinstate driver license without a car in Ohio?
It’s called an SR-22 bond. Tell the insurance company that’s what you need.
Can an unlicensed driver get insurance for his car?
Yes, if he is the holder and has another driver he can name as primary. That said, most insurers will insure only licensed drivers and will require documentation of licensure at the time of application and of issuance of the policy.
Can a student driver drive without insurance?
No driver is permitted to operate a vehicle on public roads in the U.S. without Financial Responsibility regardless of license status.
Can you get car insurance with no drivers license?
Yes you can get car insurance as a provisional driver with a provisional licence. This is so you can learn in a private vehicle. It has to be under a 1.Two litre i believe. The provisional driver has to be accompanied at all times by some one who has been driving for Trio years or more and is over the age of 21 years. in Maryland you have to have insurance before you can get a license but in north caroilna you have to have license to get insurance so indeed it depends on what state you live in!
Can you still get car insurance without a drivers license and a permit?
yes you can youre insuring the car …. i dont know if you dont have a license because of too many points on your license but you might want to apply for something called a “hardship” license.
Can you drive an insured car without insurance?
If you are “Uninsured”, then you are “uninsured. You may or may not be an insured driver on the vehicle owners policy. Just because someone else has coverage for that vehicle does not automatically mean you are a covered driver. The insured should contact the insurance company or the insurance agent to determine the status of an unscheduled driver. Some auto insurance policies will cover the occasional driver while other policies will not. All drivers of a motor vehicle on public roads are required to carry proof of financial responsibility at all times.
Who sells insurance to a driver without a car?
a non-owners auto insurance policy can provide liability coveragein the event you operate a vehicle that is not wielded by you norinsured under your name.
Is there car insurance for just the car not the driver?
Typically, insurance “goes after the car” rather than the driver. An individual that does not own a car can generally obtain “non-owners” coverage that provides liability coverage to him/her regardless of the car driven. Comprehensive coverage may be the closest to the kind of coverage about which you ask. It provides physical harm coverage to the vehicle against risks unconnected with collisions (such as a tree falling upon it, a rock hitting the windshield, and various other risks outlined in the coverage). However, comprehensive coverage is generally sold and purchased in connection with collision coverage.
Can you register and insure a car in NY without a drivers license?
No, it is not legal to insure a car in Fresh York without a driverslicense. You must also have a license to register a car.
Can you have car insurance in Texas without a drivers license?
Sure, it is not illegal to own a car without a licence and therefore is not illegal to insure a car without a licence…but it is still illegal to drive it.
What if the driver is insured but the car is not?
As a rule, insurance goes after the vehicle, not the driver, therefore; if the car isn’t scheduled on a policy, one should not assume there is any coverage. The only exception would be if a person carries a policy for themselves as a named insured. Say, I had an insurance policy for myself on my own car and I desired to drive my sister’s car. My sister doesn’t have her car insured. The LIABILITY portion of my coverage would extend to me as a driver on her vehicle. Liability covers bodily injury and/or property harm to a third party. So, if I wrecked with another party while driving her uninsured vehicle, my own auto insurance would coverage any physical harm or bodily injury incurred by the party I hit, but that’s it. It will not pay to fix my sisters car. It will not pay for any injuries I may have sustained. You can usually purchase “non-owned” auto physical harm, if you choose. Were this coverage in place, the physical harm to my sisters car would be covered too, had I been driving.
Can you get car insurance without a car?
Insurance without a CarNon Owners InsuranceYes, You can purchase Non-Owners Insurance, sometimes referred to as an Operators Policy or a Drivers Policy. It is not necessary to own a car to be insured to drive one. Glad MotoringOther ResponseNo. The primary requirement of getting a car insurance is obviously with a car. And more to the point: Why would you want or need car insurance without a car? Yes you can; if you don’t have a car but drive a rental car or your friend’s car(s) then you can opt for non possessor’s insurance. Keep in mind that you may not need it; insurance goes after the car not the person so most auto insurance companies would accept the claim even if you were driving the car, not your friend.
Can you get auto insurance without a drivers license?
You can’t legally drive without a driver’s license. But assumingyou own a vehicle that you still want to cover for physical damageyou should be able to get coverage. If you have someone else thatyou want to permit use of your vehicle then you could list them as adriver on the policy. Don’t drive without a valid license tho’.People do go to jail for being habitual traffic offenders. Obtaining Auto Insurance without a Drivers LicenseHere is some input from several contributors: The way to do it is over the phone. All you need is a check orcredit card, and a fax machine! Make sure you have all theinformation on your car available including the vehicleidentification number, the license plate number, year and make ofthe vehicle, and a Dl number (an ID number should work). Theyshouldn’t ask you to fax a copy of it. I have moved more than five times in the past Trio years and all todifferent states and none of the insurance companies asked if I hada valid drivers license. They just wished some money for thepolicy. Don’t tell them you need it to get your license back. Youhave to have it even if your roomy uses it, or a granny, sister,etc. They will check your social security numbers to see if youhave had any accidents or have filed any claims. I don’t know if itshows up on a computer if the license is revoked. Just call around and check on some prices and see what happens. Allthe companies I write policies with (with the exception of one)require an MVR (motor vehicle report) before the policy is boundunless it’s an international license. In that case they will addpoints against the license since the MVR can’t be run. After thepolicy is roped a copy of the license needs to be faxed in. If notthe policy is in danger of being cancelled or not renewed. A valid driver’s license will be uniformly required in order to getliability insurance. This is a type of insurance that protects youas the driver from liability to a third party for damages caused byyour own negligence while operating a vehicle. Insurers require alicense so as to ensure some minimal level of familiarity withoperation of a vehicle. That said, you may be able to get physicaldamage coverage for the vehicle even if you do not have a license.This includes losses due to collisions and those that come underthe comprehensive coverage, such as cracked glass, hail harm, etc.In this respect, the insurance would insure your ownership interestin the vehicle, rather than fault from operating it. In fact, ifthe vehicle is financed, the lender may require that physicaldamage coverage be obtained so as to preserve the value of thecollateral. Yes you can. As long as your license hasn’t been permanentlyrevoked. You will have to get a non-standard policy tho’. Someless than reputable firms will issue you insurance withoutverifying your DL (as long as they make a copy). The problem comesif/when you ever attempt to make a claim on said policy. Automobileinsurance issued in your name is only valid if you have a validdriver’s license. Read the fine print. There are lots of reasons why someone would need insurance withouta drivers license. Say if you have a car, but cant drive it, andrent so don’t have homeowners insurance, you would want the carinsured if you were compelled to park / store it in an area where itwas likely to incur harm. Also, for people with revoked licenses,you have to send proof of insurance in to the state to get yourlicense back, so need to get insurance Before you can get yourlicense. Yes, you can get insurance on a provisional license and without anyas long as you state it when your getting quotes. Not necessarily, Most carriers will require you to have one but others can insureyou if you don’t or have had one suspended. Independent agents that suggest policies through numerous carriersare your best bet to obtain coverage.
If your beau got into an accident with your car without an active drivers license but with an active car insurance what will happen?
I am not positive but I wouldguessthat (telling your BF is at fault) 1) Your insurance will not cover your car since it was driven by someone without a liceance Two) Your BF’s insurance is not valid since he does not have a drivers liceance (even tho’ it is active) Three) You will be personally responsible for the damages to your car and your BF will be responseable to any damages he has cause during the accident.
Can a licensed driver get liability insurance without wielding a car in Texas?
yes. you simply need to find an agent that offers a basic non-owned vehicle policy. Note: these policies tend to cost a little more dependant on your driving history, but are still relatively inexpensive. If you have difficulty finding an agency that offers the coverage feel free to send me an email @ [email protected]
and I’ll be glad to forward some suggestions.
Can a uninsured licensed driver drive a insured drivers car?
The rules and laws of insurance vary from state to state but generally speaking it is the automobile that is insured not the driver. So if your friend permits you to drive her insured car and you are involved in an accident you are covered under her policy(((IF her insurance policy does not stipulate limitations banning unlicensed drivers from operating the vehicle))) in which case her insurance may not cover damages done to her vehicle or injuries to the unlicensed driver.
How long can a fresh driver drive a fresh car without insuring it?
NEVER!!!! it’s illegal to drive or operate a vehicle on publicroads without the decent insurance. Doesn’t matter if your fresh ornot
How do you get a drivers license from the dmv without a car or insurance?
May be different in different states, but in general a person of the decent age to drive, does not have to own a car (or insurance) to get a license. If they have a learner’s permit, they can drive w/ an adult to the DMV to take the written test & driving test. If they do not have a learner’s oermit, a friend/relative can drive them to the DMV & if they pass the written test, they can drive the same car for their driver’s test.
Does insurance cover the car or the driver?
Both. It covers the medical expenses of the passengers and the cost of repair to the cars. That is assuming you have total coverage.
Does car insurance cover the car or the driver?
Car insurance covers you for accidents, fire and theft of your vehicle depending on what type of insurance you take out. You will need to get a quote from a car insurance company to find out how much your insurance will cost and what it will cover you for in the event of needing to make a claim.
Why have car insurance why not just insure drivers?
That could work if the only type of insurance were liability insurance (which pays for harm to others). However, many people have comprehensive insurance (which pays for THEIR harm), and some cars are more expensive to repair than others..
An insurance company faces a much greater potential loss in insuring a Ferrari Testarossa than a Geo Metro, and it only makes sense that they would charge more money for doing so.
Will my insurance pay for damages for drivers car without license?
When you permit someone to drive your car, you are providing them the coverage of your insurance. If they were to get into an accident, your policy would pay very first.
Can you drive a car without driver?
Perhaps you need to rephrase your question. It indeed doesn’t makeany sense the way you are asking it. I would undoubtedly say no.Cruise control is fine but it doesn’t mean no has to be behind thewheel.
When to get car insurance for fresh child driver?
Check with your Insurance Agent/Company to be specific. Definately as soon as they receive their license. At the very least, the insurance company should be aware of the fresh driver as soon as they get their permit.
Can you get a drivers license without auto insurance?
This reaction depends upon the country the driver is in. In the United States, Financial Responsibility laws exist in all, or in virtually all States. For the most part, these require a form of “no fault coverage”, which is designed to pay a portion of the medical bills and lost wages of those who were in the car at the time of the collision. That said, the “no fault” law of the state in question likely creates categories of covered persons who are, or are not, entitled to coverage under the policy. When one is entitled to coverage of this type, it is payable without regard to fault for the collision (hence, the name). Financial Responsibility laws may also require the maintenance of liability coverage, albeit sometimes, only property harm liability (not bodily injury). This type of coverage pays the third party who may have sustained loss or harm as a result of the collision if the insured was negligent. In cases where Financial Responsibility laws exist, it will be necessary for the driver’s license applicant to present proof that he/she has a policy of his/her own, or is otherwise covered under a policy issued to another person (such as a parent).
Does insurance go with car or driver?
it stays with the person but you have to regester any switches. EG: fresh moter…
Can you get an insurance without a drivers license?
There are some companies that can insure you. I would call a local independent insurance agent for a rate.
Can you buy a car without planning to be the insured driver?
Sure you can. You can buy a car and then give it away or donate it. You can even junk it if you wish. You will however have to put the car in someone name who has insurance on the car as they will ask for proof of insurance before issuing a title.
Can an unlicensed driver be ticketed for driving without insurance and the car they are driving is insured?
A driver who does not have a valid drivers license will be fined and charged, this has nothing to do with a car that is insured, if the driver is caught and cannot prove that the car is insured the fine will be doubled or tripled. No sane person would drive a car without a valid license or insurance, no matter what part of the civilized world you live in.
Can you get insurance Florida without a drivers lincence?
Yes. It is the vehicle that is being insured , NOT the holder. The proprietor’s license status is irrelevant.
Is your car covered if the driver does not have insurance?
If you have insurance on a car anyone who you give permission to drive the vehicle is covered under your insurance. This is normally covered when insurance companies ask if there will be any other drivers for the vehicle.
Can you get car insurance without a drivers licencs?
Yes, but unless you list a licensed driver on your policy it will be very expensive.
Do you need a car to be an insured driver?
Not one of your own-generally you are insured by the holder’s policy if you are using someone else’s car (with permission)
How do you get insurance without drivers licenses?
Very first, why would you need insurance without a drivers license? If you own a vehicle for some reason you can buy insurance on it as long as you are very truthful and list the drivers on the policy. You will be excluded as a driver and no coverage will apply if for any reason you drive the car.
Can someone put your car on their insurance policy without your permission and without you being listed as a driver?
Who knows. Even if they do, you have no insurance coverage and they have wasted their money. The insurance company can not and will not pay any claims arising out of any incidents with a vehicle that does not belong to to the policyholder. Purchase your own insurance. It is a legally cording contract in which you state that you own the vehicle and that you have listed all household members and/or drivers and that you agree to notify the insurance carrier of any switches to such.
How do i get youthful driver car insurance?
if you are youthfull driver, means you have commenced to drive the car almost, and want to take own car,then you need to take youthful driver car insurance,for that you have to check online for the information about car insurance ,because it totally depends where you live,check online insurance for youthful driver then compare their or call insurance agent for more information, Good Luck
Can a youthful driver have car insurance?
Generally yes, they can. If you want your own insurance you are likely going to have to get set up with a sub-standard carrier but those usually cost a bit of money for inexperienced drivers. If you are still living at home you could ask your parents to be added to theirs.
Can you borrow your parent’s car without being a named driver on their insurance policy?
Yes, you can borrow your parents’ car without being a named driver on their insurance policy. Depending on the type of policy and its actual rules, you might or might not be covered in case of an accident.
Can you have a drivers license without car insurance?
Yes, you can. You don’t have to have a car insurance in order to have a driver’s license.
Is the contract void if a dealer sold you a vehicle without a drivers licence and car insurance?
You need to read the contract you signed, preferably before signing it. I assume you mean the sales contract or finance agreement as you don’t say which you are talking about. If you read the contract you will see thatyouagree to have auto insurance. I also assume that you have wrecked the vehicle and are attempting to find someone else to blame for your problems. You will still be responsible to pay for the vehicle whether or not you have insurance or a license. It will not make any difference or get you out of this issue at all. You will also be responsible to pay for any damages and injuries that you caused someone else if you hit someone. Sorry.
Do I need to insure my car if I have drivers insurance?
It is uncertain what you mean by “driver’s insurance”. There is akind of liability insurance called “non-owners coverage” that isoften required under a state’s Financial Responsibility Law when anindividual has been in an at-fault collision, did not have therequired liability coverage and when the other party’s damagesexceeded a stated amount, or when an injury occurs. It is alsosometimes required when a judgment is entered against an individualfor an auto collision and the judgment remains unsatisfied.Non-owners coverage generally will “go after the driver” irrespectiveof the vehicle that he or she is driving. Non-owners coverageprovides no coverage for the vehicle itself such as for its repairor replacement in the event of a collision.
How do you get a car and insurance for your drivers test?
If you don’t have any relatives or friends with cars, then you should attempt a driving school. If that isn’t prompt enough for your needs, then maybe talk to whoever is creating those needs. If your employer requests that you have a license before you can make it happen, maybe they will either put off their requests until you can arrange to get a license, or find a way to provide you with the means to take the test. You might also (if you have the financial means) actually purchase a car. If you are buying, the dealership might work with you to make sure you can get the license, and if not, a private holder might sell to you and make a deal with you that includes providing for the test. If you buy used from a private holder, as long as it is a car that fits the standards for the test, you might be able to find an inexpensive deal.