It is hard to say that there is an “average cost”, because the premium depends upon a number of variables. These include:
1. The age and driving history of the primary driver;
Two. The make and model of the vehicle;
Trio. The coverages selected (some are mandated by law and some are optional);
Four. Where the car is garaged (often delineated by zip code);
Five. The policy thresholds selected;
6. The deductibles selected.
There may be other factors peculiar to California insurance law, but these are the ones that create primary variability in premium.
What is the average cost per mile to operate a car including depreciation maintenance gasoline and insurance?
From the AAAIn the US, according to the AAA, the cost of operation is an average of 56 cents per mile. AAA includes the cost of depreciation of a fresh car, more than $Three,500 per year. The actual cost can be much higher or lower depending on type of car, fresh or used, and miles driven. The more miles you drive, the lower the cost per mile. AAA estimates by car size (gasoline $Two.30 per gallon, 60% city driving) Petite car : 50.Five cents (Ten,000 miles) to 35.Four cents (20,000 miles) Medium car : 70.Two cents (Ten,000 miles) to 45.Five cents (20,000 miles) Large car : 86.8 cents (Ten,000 miles) to 54.9 cents (20,000 miles) *The IRS in 2010 permits 50 cents per mile in computing expense deductions. Cost Per Mile vs. Service Costs *There is a long explanation that a WikiAnswers contributor had published in Mortgage magazine in March of 2005 under their copyright. Keep in mind insurance, gasoline and depreciation are relative to the vehicle. Here are excerpts: As a service writer, I am continually asked, “When should I get rid of my car?” Or I am faced with a distressed customer who has spent $600.00 on a car that they think they could buy for $500.00, clamoring that “It’s time to get rid of this thing and buy a fresh one.” There were times of internal stress that was felt because our customer was possibly putting money into a vehicle that they thought they shouldn’t be, providing the illusion of “tearing off the customer”. While we never have a crystal ball to know what will happen in the future, providing the best advice possible is paramount. We had a customer named Neil who had an old Pontiac 6000 that looked like it was on its last gams: visually as well as mechanically. I told him to lose the car before it nickel-and-dimed him to death any worse. Even however it was cutting my own mouth, I owe him my fair opinion. We talked about other options that were out there and he looked around but couldn’t fairly find what he wished; besides he liked his old jalopy. It served his needs and was paid for. Faithfully, I would see him every duo months for a few hundred-dollar repair bill. This went on for Five years. He eventually moved to Fresh England, driving the old rickety but dependable Pontiac wagon. It made me analyze my recommendations a little closer and re-think about when is the time to substitute. Meantime, I had observed technicians over the years driving some real rust buckets or buying them from a customer because the holder didn’t want to spend $500.00 to repair a car, because the car was only “worth” $1000.00. The technician looked at it differently: setting aside the repairs for him would be much less expensive. The shop possessor I work for had always introduced the response to the question: “Is it worth fixing?” into a logical light. He would reply to the holder, “Do you like the car?” and then go after up with, “Can you buy a car that you know is the exact same condition as your present car for the same cost as what your repair bill will be?” Many times customers repaired their car with this logic. But living in this disposable society, I still had trouble quoting a repair that rivaled the expected market value of the car itself. For years I fought with doing the right thing for my customer as well as the right thing for my employer. There had to be a better way of answering these questions based on more than what I would do if it was mine or what I felt was right for them. After all, what is their financial obligation compared to mine? That is part of the equation for whoever’s car it is. What I needed to know was how it could be answered with a common denominator. We had a customer that came in and needed $600.00 worth of work on their 1994 Hyundai. They were customers that kept up on the maintenance we recommended and did repairs as required. Being a loyal customer, it seemed reasonable that they would be a good customer to use for number crunching. I added all of their invoices from 36,000 miles to the present mileage. I used these numbers because this is the mileage that the majority of the manufacturers’ warranties expire. The current mileage is subtracted from the 36,000-mile warranty expiration point. I then divided the dollars spent by this to get a dollars-per-mile figure. It came out to about $.08/mile. This didn’t mean much at this point. So to get a better comparison to what fresh car is going to be costing the customer; the purchase price is divided by the very first 36,000 miles that it is under warranty. Since a fresh car holder is getting “problem free driving” for 36,000 miles, the purchase price should not be extended beyond this. Using a purchase price of $15,500 plus the sales tax, tags, title brings it to about $17,000 yielding about $.47/mile. This figure does not include oil switches, tire rotation, interest on a loan or an insurance premium increase. Now that means something! I went back to other loyal customers in our database and found they generally pay $.07 to $.13 per mile to run their vehicles. So they save a minimum of $Five,100.00 more annually if they drive 15,000 miles.
What is the average cost of car insurance?
“Auto insurance will vary greatly on many factors: make/age of vehicle, safety features (airbags, etc), age and driving record of the individual, with possible discounts for being a homeowner. It will also depend upon if you are requesting liability only vs. utter coverage. It’s difficult to quote an average without knowing specifics.” ResponseAccording to data from the National Association of Insurance Commissioners (NAIC), the average cost of car insurance in the U.S. was $795 in 2007. When compared to average costs by state, however, it’s clear that location can make a big difference. For example: Fresh York: $1,047Texas: $808California: $800The average car insurance price assumes that all insured vehicles include liability coverage, the minimum auto insurance requirement in most states, but does not reflect the total of liability as well as collision and comprehensive coverage — because not all auto policies include all three coverage types. The NAIC reports that states with greater premiums tend to be very urban — with higher wages and price levels — and wield a higher traffic density. Other factors that affect the cost of insurance include: auto insurance laws, labor costs for repairs, car-theft rates and liability coverage requirements.
Average cost of car insurance?
$150.00. Does this help you? There are far too many factors that gointo computing an insurance rate to reaction on a forum like this. Toproperly compute an insurance rate you need: Year, make, model,serial number, dob of insured, all drivers information, allhousehold residents information, drivers license numbers, socialsecurity numbers, driving records, accidents or claims records,prior insurance carriers, garaging address, vehicle usage, etc.There are far too many factors that go into figuring insurance so aquestion like this can’t be answered here.
What is the average cost per month on motorcycle insurance in Texas?
It truly depends on a number of things like your driving record, your credit score, type of motorcycle and past insurance. It can range anywhere from $20 to $100 a month. Best thing to do would be to get an online quote from one of the major insurance providers, they can tailor the quote to your specific situation. I recommend you this site where you can compare quotes from different companies: mycheapinsurance.net
What is the average cost for car insurance?
The average cost for car insurance is around 1500 dollars a year.The cost will vary depending on driving record, make and model ofcar and other factors.
What is the average car insurance cost?
Premiums depend upon a multitude of factors, including the insurer, the coverages selected, geographic area, miles driven, and age and driving record of the primary and secondary drivers. Therefore, there is no “average”. The best bet is to contact a licensed insurance agent/broker in your community.
Average cost of internet per month?
In 2014, the average cost of Internet in the United States is anestimated $50.00 a month. There are different packages that mayresult in cheaper Internet.
What is the average cost per month for car insurance?
Car insurance costs are affected by several factors, such as driving record, where you live (state regulations as well as neighborhood crime rates), age, and the car itself (sports cars will cost more to insure), however, the national average is $1,837 per year or $153 monthly.
What is the average cost of clothes per month for a US female?
… this depends a lot on control of money and income; i wish i could spend around Â£800-Â£1300, but i would generally spend Â£500-Â£700 per month
Car insurance per month?
Car insurance very is necessary but can vary in cost. It dependshow much insurance you want or are required to buy. It is often alegal requirement to have a minimal level of insurance beforedriving a car. Please seek quotes and then select best one for you.
What is the average cost of clothes per month for a US masculine?
the average costof clothingfor a single masculine per month is at least 30 bucks
What is the average insurance cost per month on a Kawasaki ZZR 600?
The average cost of insurance per month for a Kawasaki ZZR 600 willprobably vary depending on the a person’s driving record. Thebetter the driving record the lower the cost of insurance. Also,too depending on if the bike will have total coverage or limitedcoverage will determine the price as well. Obtaining a quote froman auto insurance company is the best way to determine the pricewhich can range from $100 and up.
How much does life insurance cost per month?
There are too many variables, the Four largest are 1- what kind of insurance? 2-Smoking status? 3-Health Status? and 4-what amount of insurance? Other factors can be the health of your mom, dad and siblings, your avocation or extra caricualr interest, driving history etc. If you are shopping for insurance you should indeed be working with a broker.
What is the average cost of a baby per month?
Raising a child is very expensive and requires not only your time, but your money. To meet the needs of a child until Legitimate years old requires the parent to have a good job. I would guess an average of 300.00 + depending on where you live.
Average clothing cost per month?
The average person will spend 50 dollars in clothing per month forthemselves. This includes socks, underwear, and pants or shirts.
What is the average cost of health insurance per month?
It is not possible to say what an “average cost” would be, because too many factors are involved. Some of the factors include: 1. The insurer; Two. Where the proposed insured resides; Three. What sort of coverage is involved, such as a true indemnity plan or a managed care plan; Four. Whether the plan is one of individual coverage or for a family; Five. Whether the plan is a group policy, such as through employment; 6. The health history(ies) of the prospective insureds. I recommend you this site where you can compare quotes from different companies. mycheapinsurance.net
Average car payment per month?
Depends on the price of the car: If the average price of a car was $20k the payment will be around $350.
Average renters insurance per month?
The best way to find out is to contact a local agent or agency and ask for quotes or at least a ballpark estimate. There are too many variables to provide an response here. i recommend you this site where you can compare quotes from different companies: insureinfo.us
What is the average cost of food per month?
The USDA publishes average food costs per month. In June 2010, itranged from $582.60 to $1152.Ten for a family of four.
What is the average cost of food for a family of Five per month?
A family of five…. i am guessing this consists of you and your spouse, and three children. Obviously i don’t know their age or there dislikes and likes are but on average, they most likely don’t like the same things. Â£100 a week so most likely Â£400 a month. This would consist of food, cleaning products, general utilities for around the house, that sneaky Â£20 that went missing when you arm your teenager purse. If your about to sob, my advise is to find a line inbetween quality and quantity and go for more quantity – obviously not to the extent of buying mouldy products, but again find a middle. You can also help yourself buy, keeping some left overs, using minimum cleaning products, re-using clothes until you Indeed need to put it in the wash. These little things are life savers, and step by step build up a safe supply of money. Also proclaim a pot or jar, the rainy day pot/jar, and add any switch you found in your pocket, a duo on pence that the till gave you that you don’t want to keep in your purse, a Â£10 note you found on the floor. Count up the total amount of money every… Two months and you will be astonished of how much your are saving!
What is the average cost of clothes per month for a family of Four?
Depends on what type of clothes your buying. depends on what store you go to as well but i would say an average of 600 bucks for the cheap clothes and about 1200 bucks for designer clothes per person depending the brand and how many clothes you usualy buy.
What is the average cost per month for car insurance for a teenage?
Typically very expensive. Albeit specifics depend on your child’s grades, hook-up, car type, and other factors, generally speaking, car insurance for a youthfull adult can run anywhere from 200-500 a month.
Average price for life insurance per month?
There is no average price for life insurance per month..
Life insurance rates vary based on a number of factors, including:.
You age, gender, amount of coverage, health, family health history, occupation, hobbies, smoker/non-smoker, on medication or not, etc..
Each of the above mentioned factors affect your life insurance premiums..
However, you can request free life insurance quote comparisons online to find the average price of life insurance for yourself.
How much does a car insurance bill cost a month?
it cost almost Â£300 pounds a month if you are just insuring your very first car.
What is the average cost of utilities per month on a petite business?
The average cost of utilities on a puny business will depend onthe actual size of the business. In some cases, utilities will bevery cheap. In other cases, it can cost hundreds of dollars amonth.
How much will cost per month to commecial insurance?
It depends on the type of business you have and your gross receipts. If you need any help with insurance or want a free quote see your local insurance agent.
Averages of cost for cleaning supplies per month?
The average cost of monthly cleaning supplies varies on the storeand brand bought. It can range from $6 a month, to $60 a month.
What is the average cost for car insurance for a business?
Insurance costs depend on many factors, the type of car, age/practice of driver, address. number of cars insured, and other factors.
Average clothing cost per month for one person?
The response will vary widely from person to person. Some people cango months without ever buying fresh clothes, and some people love toshop and could spend thousands per month. It’s clever, tho’, tobudget about $100 per month for fresh clothes or boots in case youneed them or want to shop.
What is the average cost of car insurance in Arizona?
The average auto insurance premium for the citizen of Arizona is $1856 in 2009; the national average is $1,796. Even within the state of Arizona, rates have switched over the past few years. Comparing the current average car insurance rates, the average auto insurance premium in Arizona is 14% higher in the year 2009 than the year 2008. In year 2008 was 9% lower than 2007 in Arizona.
Cost for LA renters insurance per month?
Your renters insurance quotes do not depend solely on your region (Los Angeles) but a number of other factors, most importantly: which valuable items that you own do you want to insure with individual property coverage? Here is an informative article I found on how to find affordable renters insurance anywhere in the country: https://www.insuranceagents.com/free-renters-quotes.html
What is the average used car payment per month?
It depends on several things such as: purchase price, length ofloan and interest rate. A fresh car will have a thicker sticker pricebut a better rate and longer term loan.
How much is the average Car Insurance per month?
Â£50. I recommend you this site where you can compare quotes from different companies: mycheapinsurance.net
What is the Average cost for renters insurance per month?
Anywhere from Ten to 25 dollars a month. Depending on how much coverage you have.
What is the average cost per mile to operate a car including depreciation maintenance gasoline insurance etc?
Check out Edmunds.com for the actual cost calculator. A Honda civic (fresh) is 30 some cents per mile, a more expensive car such as a Ford Mustang GT V8 is about 40 cents per mile.
What is the average fresh car sales per month?
Normally per year, there are over Five,000 cars being bought! And with all these cars, it is not good for the environment!
Average cost for insurance for your car?
For fresh drivers (aged 17-20) Â£4000For a person having 2-3 year No Claim Bonus – Â£2000
How much does house insurance cost per month?
This is a very broad question, depending on the size and contents of the home, the locality (is it in a high risk or high natural disaster zone) is it near a downtown, or residential. All these factors are taken into consideration, even if you smoke as that would cost more as you would have a higher risk of fire etc. Check atleast Three local home insurance companies in your local community and compare rates and the pros and cons. Sorry it is hard to give a definitive reaction.
What is the average cost of Household items per month?
Each person is different so it is difficult to give an average onhousehold items. The average American spends about $100 a month onhousehold supplies like laundry soap, hygiene items, and othernecessities not including food and shelter.
What is the average price of routine maintenance for a car per month?
Service, intervals, Miles and average cost (check your owners manual very first) Oil &filter switch/ oil 3months-regular/1 year-synthetic Three,000/Ten,000- $15-45Tire Rotation 6 months 6,000- maybe free, $5-15.00Wheel alignment 1 year 9,000 – $40-100Brake fluid flushed Two years 30,000- $75-100Engine coolant-green Two years 30,000- $90-150Engine coolant-red Five years 100,000- same as abovePower steering fluid Two years 30,000- $75-100Automatic transmission service Two years 24,000- $100-200Air conditioning system(recharge) As needed- $100-175fuel injection cleaning Two years 25,000- $90-150Inspect & repair or substitutebrakes 1 year 14,000-$100-200 add $100 for rotor replacementbelts and hoses Trio months (at oil switch) Three,000- $150-400 (depends on how many) lights Trio months (at oil switch) Trio,000- $15-40Tire pressure Three months (at season switch) Trio,000- .50Cents or lessAir filter Three months (at oil switch) Three,000- $20-50Fuel filter Two years 24,000- $60-175
How do you determine what groceries should cost on average per month?
Groceries have a large range in price. Depending on if you buy organic, gluten-free, and other types of more expensive speciality groceries, you can rack up more than $1000 per month in food. And it also depends on how many people you’re feeding!
How can you lower your average grocery cost per month?
One way is buying generic products, another is to shop around by looking at flyers. You will find deals on things you buy regularly and you may also find a fresh place to shop.
How much does Banner Life Insurance cost per month?
There are many examples of different life insurance rates on the Banner Life Insurance site. There is a duo who can get over a million dollars in coverage for a term plan beginning at $55 per month. They have other examples on their site and also an online quote available.
What are the average costs for car insurance in texas?
“In the state of Texas, the average cost of automobile insurance is $808. This is directly related to the lower number of accidents on the road, compared to neighboring states.”
What is the average cost per mile excluding insurance and depreciation?
The IRS permits: .51 cents per mile for business. .Nineteen cents per mile for medical or moving expenses. .14 cents per mile for charitable expenses. Want to know what a particular make & model will cost per mile then click the link.
How much does car maintenance per month cost?
This will depend on many many factors. Plan on spending 20% to 25% of your cars costs in fuel. So how far are you going to drive at what fuel economy? Buying a fresh car means there is warranty and maintenance costs are relatively low but payments are high. Buy an old car and spend big money on repairs and Maintenance. Driving cautiously can minimise these cost, but the ratio works pretty good for the last 40 years or so to figure this out.
What is the average cost of car insurance in the world?
The average cost of car insurance in the world is difficult to find due to inflation and currency exchange. However the average cost of car insurance in 2010 in the USA was $791 and in 2012 the average cost of car insurance in the United Kingdom hit 971 euros.
How much is the average cost for car insurance from Mercury Insurance?
It is not possible to give you the average cost or car insurance from Mercury Motor Insurance as the amount charged depends on a number of variables. These variables include, the type of car, the age of the driver and the amount of time they have been driving, as well as taking into account any previous insurance claims or no claims discounts.
In the UK what is the average cost per year for a woman to get car insurance?
In the UK, a woman can expect to pay about Two,200 pounds a year to get car insurance. The price has supposedly enhanced as women seek for more equality.
What is the average cost for clothing per month for a female?
, the average woman American spends $1700 on buying clothes andrelated items per year that’s $283.33 per month