Yes but you would need to have the lessor and the lessee as extra insureds on the policy.
Do you have to pay sales tax twice if you buy out a lease and then instantaneously sell the car to someone else who lives in a different state?
You will pay sales tax when you buy-out the lease. The seller doesn’t pay sales tax and a private party cannot collect it, but the buyer most likely will have to pay his state sales tax before he can register the car. In fact, if the buyer is obligated to pay the sales tax in the state within a certain time where he purchased the car and fails to do so, there can be interest and penalties added to the tax obligation. For example, in MA you must pay within 20 days of purchase if you’re registering in any other state, but you might not register within 20 days, meaning you would have penalties and interest added to your MA tax bill until you paid the 6.25 percent sales tax.
How do you get insurance for someone else on a car whose title is in your name?
Just go to your agent and tell him that the other person will be driving your car, either regularly or occassionally. If it is a member of your household (including live-in boy/gf), they should be listed if they are a lisenced driver, regardless of whether or not they ever drive the car. And, yes, if they are on the policy, their driving and accident record will affect your rates.
Can you buy a car in Florida and have it titled in your name but tagged and insured by someone else?
You can have it insured in your name, You can have it titled in your name as lienholder and have it registered to another party
Can you buy insurance if you do not own a car but drive a car which belongs to someone else who is not insured?
The vehicle is insured not the individual. You can pay for and obtain the insurance in the name of the proprietor with you listed as an insured operator.
When a car holder who is the insured has a revoked driver’s license can someone else drive the car?
No, it is unwise to permit another person who is not on your policy to drive the car. If you are in the car with the driver, then it might be okay – it depends on your policy, you could call your agent to see.
If you am driving a car that is possessed by someone else can you get insurance on it in your name?
Sometimes it depends on the State laws. You cannot in the State of Montana because you do not have an “insurable interest” in the vehicle.
Can you be fined for driving someone else car if they do not have insurance?
not if you are personally insured to drive that vehicle on your own policy
If someone with no license crashes a car that belongs to someone else and doesn’t have insurance will they have to pay?
You can take them to court and get a judgment, but if they don’t have money you can’t get it from them. Always get a police report when you’re in an automobile collision. Unluckily, once the other driver gets you to agree to NOT have a policeman investigate the collision, you don’t have much hope of ever getting any money for the damages. Be the nice boy, but tell them your insurance REQUIRES that you call the police. BTW, it’s true.
Can any insured driver drive someone else’s insured leased car?
You are covered if you are a licensed driver regardless what they say..
A leased vehicle is possessed by the leasing agency not by the person who is leasing it..
The terms of the contract will designate who may or may not drive the vehicle and nothing else applies.
Can someone else insure a car you own?
insurance for some one else’s vehicle , yes another personcan insure someone’s else property, so long as you have anINsurable interest or authorization to do so and the proprietor isbenefited, In other words, The holder also has to be a listedinsured on the policy. If you give the permission to another person. obviously they willhave an insurable interest, however, only the legal proprietor of theproperty can receive compensation in the event of a covered lossyou can not insure the property of another when no insurableinterest exists
If your car is insured can someone else drive it who is not on the insurance?
It depends on the type of policy you purchased. It may provide coverage for permissive use or it may not. Contact your insurance agent and they can advise you of the coverage you have now and recommend the adequate coverage for you.
Why is it illegal to let someone else buy a car in their name but let you drive it and have insurance on it?
It is not as long as you are listed on the insurance and have a valid drivers license.
I have my own car and insurance If I buy a car for someone else and I am not the driver do I have to be under that car’s insurance as well?
No, but if it isn’t spouse or your your kids you’ll need to interchange the log book over to their name.
Can you register and insure a car that is titled to someone else?
1. “NO” You can not register a vehicle that does not belong to you. Two. Albeit you can get liability insurance to drive the vehicle, you can not legally get utter coverge on the car unless it belongs to you. You must have an insurable interest in the property before you can insure it. Trio. All 50 US states require that you register an acquired vehicle within 30 days.
Can a car registered to someone else be insured by someone else?
Insuring someone elses carYes, Someone else can insure it for driving purposes, However you may have trouble renewing a vehicle annual registration if your jurisdiction requires the registered proprietor be on the policy. It’s usually best to name yourself as well as the possessor as covered drivers however. Protect your interests as well as the owners interest in the vehicle you’ve been given access. When done the right way, you’ll have no problem with registration and inspection, you also have utter disclosure with your insurer. Failure to disclose could void your policy so honesty is always the best policy. Your Agent can advise you of adequate coverage for your driving situation and habits. Glad MotoringInsurance on Another persons Car? Yes, You can Insure the property of another person. So Long as youhave authorization to do so and the holder is benefited, or an otherinsurable interest in that property exists. An example would be a case where dad says ” OK, you can use myspare car but you gotta get your own coverage”. If You have permissive use from the holder of a vehicle, thenobviously you have an insurable interest. However, Only the Legalowner of the Property or the designated agent of the possessor canreceive compensation for the property in the event of a coveredproperty loss. If you are insuring for liability only then this is not an issue.If you buy utter property coverage, Then Dad will be proud and happyyou were prudent enough to fully insure his and your interest inthe vehicle he loaned you. List all drivers for liability purposes and list dad for propertyand liability interest. Another example would be almost every time we Rent A Car. When wepurchase the daily insurance with the rental car we insure ourliabilities in the use of Someone Else’s Vehicle. You can not insure the property of another when no insurableinterest exists. It would be unlawful to insure the property orlife of another where the intent is to build up unduly from anotherpersons loss.
If you drove someone else car and they did not have car insurance but you have car insurance will your car cover the damges of the uninsured car?
If you’re over 25 and have comprehensive insurance, you’re covered third party only on other cars, so it wont cover the damages of the car you were driving, but if there was a third party involved they’re covered.
If someone else buys a car under your name because they don’t have a license and both the title and insurance are in your name can you legally take the car from them?
If the title is in your name, it is your car. A title is the ownership document for a car as the deed is for a home..
Unluckily, what you’re doing is illegal. If they purchased the car but the insurance and title are in your name, then you are commiting insurance fraud. If you attempt to “repossess” the vehicle, they CAN sue you for the comeback of their money. There is very likely a long trail of payments that they made for the car – to you or to the dealer, insurance, mechanics, etc. If your insurance company gets any information about this lawsuit, then they have the right to cancel your policy. It will also look very unfavorable when you attempt to obtain insurance in the future..
If you have been paying for the car, without any assistance from the other person, then it is technically yours. In this case, you would have been permitting an unlicensed driver to “borrow” your vehicle. (Also not favorable if your insurance company is informed of this.).
You may be better off signing the car over to this person and canceling your insurance. If you determine to do this, it is enormously significant that they give you the license plates in comeback. You would then submit the necassary form (usually signed by both parties) and the plates at your local DMV.
Can someone own a car but have someone else insure it?
Yes. Many insurance companies will not be willing to insure this type of risk, but you will be able to find a company to do this. The primary concern for most insurance companies is who is the main operator of the vehicle.
Can you have a car loan in your name and someone else carry the insurance on the car?
Your name must be on the insurance policy, otherwise you are not a covered driver under that insurance policy. Failure to disclose a known driver can void any coverages afforded by the policy and is a well known form of insurance fraud.
Whose insurance pays when someone else hits your car?
If the other party was clearly at fault in hitting your vehicle then their insurance will pay for the harm to your vehicle. The key is that it is their fault. The way you word the question you don’t state that they were at fault but that they hit your car. If it is determined that they were at fault then their insurance pays, if you were at fault then your insurance pays.
Can you insure a car you are financing for someone else in their name?
yes, it’s possible but i belive that u have to have a certain relation with them and to have their consent, not just any random person!!! attempt it by contacting insurance companies…over the net or by phone
If you buy the car can it be registered in someone elses name?
No. Whoever’s name is on the title is going to be on the registration and insurance also. You can pay for the car and title it in somebody elses name, but at that point you’ve given them a free car, because you have no legal rights to the vehicle at all.
If you have insurance on your car can someone else drive it?
It depends on the policy in the USA. In most European countries only named drivers can drive a car regardless of insurance policy – rental cars are the exception for visible reasons.
If you do not have car insurance can you drive someone elses car?
yes you can but if you wreck and they have insurance their car will be ok but your screwed
If you own a car can someone else insure it adding you to their quote?
Very first off…there is a Giant difference inbetween a Quote and an Insurance Policy. A Quote is nothing more that an ESTIMATE for an insurance premium based on the information that you give an agent/insurance company. In regards to an valid insurance policy:A vehicle HAS to be insured the way it is registered….ie., spouse & wifey own a vehicle & it is registered in both of their names then the insurance policy should be in both of their names. Some companies permit just one spouse as a named insured but will list the both spouses as ‘insured’ drivers. Likewise, if a parent buys/obtains an auto loan with a licensed youth(such as a son/daughter) then the vehicle, again, should be registered in both names and both names should emerge as the ‘insured’ on the insurance policy. Recall the ‘named insured’ on the insurance policy is covered within the boundaries set forward in the insurance policy.
Can someone else insure your own car and add you to their own quote for the same car?
In general, yes. Parents can insure a vehicle and add their qualified children. Friends can insure a car and add a qualified pal. The premiums may switch drastically when the details of an extra driver are included. If utter details are not disclosed, the insurance policy may be void and that opens the door for prosecution for not having insurance for the insured person AND the extra driver. You cannot add someone to your insurance if they have been banned or if they have a medical condition that prohibits them from driving. Other factors may come into play. The only way to fully know if the extra driver is covered is if the insurance company speak to them directly. Ownership of the vehicle is separate from insurance. Ownership is also separate from the Registered Keeper. Mr Smith does not own a car. Mr Brown possesses a Saab 93 but he lets Mr Smith use it to commute to work. Mr Smith is made the registered keeper so that traffic offences, parking, speeding, etc. are not attributed to Mr Brown. Mr Brown insures the car but Mr Smith is an extra named driver. Mr Brown retains the title to the vehicle.
Does your insurance policy go after you if driving someone elses car?
No, in the state of Mass where i am from, the insurance is covered for your car only. It will not go after you if you choose to drive another vehicle. You may want to check the state your are in if this is different, as they may have a different type of policy you can purchase that will cover you. With my practice, the only insurance you have is your health insurance if you are driving another persons vehicle.
If you don’t have car insurance and was hit by someone else can you sue them and the insurance company?
You might want to be careful here. Some states have steep fines and worse for someone that drives without insurance.
If someone buys a car and someone else pays for it who wields the car?
Usually, if you “buy” a car, you pay for it. If someone buys a car and gives it to you as a bounty, that’s different. If someone agrees to pay for the car through a car loan, but you will drive the car and be responsible for maintenance, repairs and liability, the lender will usually require both names to be on the title. If somehow the lender was not informed about this arrangement, you may have a entire other problem, possibly involving fraud on the lender. Ultimately, the person whose name is on the title wields the car.
When buying a car for someone else do you need to buy insurance for yourself?
Yes because even tho’ your going to give it to someone, you will still legally own that car.
Can you insure someone elses car in Oklahoma?
Most insurance companies will not, they require you to have an “insurable interest” in the vehicle.
Will a insurance co fix a car if someone else is driving your car?
Yes, Usually if someone borrows your car it should be covered. You should have and household operators listed on your policy tho’.
Who is liable if someone else is driving your car with your consent and you had no insurance on the car?
They’ll go after the car’s proprietor very first. IF the driver has an insured vehicle, it would be secondary.
What rights do you have if you have a car and insurance in your name but someone else has the car?
If you let someone drive the car and they did not comeback it, then it indeed is a civil matter. Maybe opening up an insurance claim would speed up the process and get them to come back it. Another PerspectiveIf they have the carwithout your permissionand you are the foot holder then you have the right to take the car. In fact, you should take possession of the carinstantaneouslysince you are on the hook for liability and damages if anything happens while they have it. Take your car keys to wherever the car is now and take it. Call for a police escort. Since whoever has the car must have keys you should inquire at the local police station what to do if they use their keys to take the car without your permission. If that happens you will need to file a stolen car report and press charges. On the other arm, before youloanyour car to another person you should call your insurance company to discuss your liability and coverage. If they cause an accident the proprietor of the other vehicle may sue you. If they wreck your car and you don’t have collision coverage then you will be out of luck. You should make certain they have a valid driver’s license and a good driving record. If not, and they get pulled over, your car may be impounded. There are so many things that could go wrong and make you vulnerable to costly damages you need to determine the consequencesbeforeyou let someone else drive your car and
Can you have the insurance in your name but the car is registered to someone else?
Generally, no. The possessor of the car must be the one on the insurance policy. In the case of a claim, the payment will be made to the possessor and any lawsuit for damages will be filed against the possessor. However, state laws vary and you should check the laws in your jurisdiction by calling a local car insurance agency or the DMV. Generally, no. The possessor of the car must be the one on the insurance policy. In the case of a claim, the payment will be made to the proprietor and any lawsuit for damages will be filed against the possessor. However, state laws vary and you should check the laws in your jurisdiction by calling a local car insurance agency or the DMV. Generally, no. The possessor of the car must be the one on the insurance policy. In the case of a claim, the payment will be made to the possessor and any lawsuit for damages will be filed against the holder. However, state laws vary and you should check the laws in your jurisdiction by calling a local car insurance agency or the DMV. Generally, no. The proprietor of the car must be the one on the insurance policy. In the case of a claim, the payment will be made to the holder and any lawsuit for damages will be filed against the possessor. However, state laws vary and you should check the laws in your jurisdiction by calling a local car insurance agency or the DMV.
What happens if you wreck someone elses car but you have your own insurance?
Car insurance is just that: insurance for the car. When a contract inbetween the insured and the insurance company is purchased, it is based on the driver and the vehicle. If the driver takes someone else’s vehicle, the insurance is only for the original car. There would be no pay out for someone else’s car. Example: Driver A buys insurance for Vehicle A valued at $Five,000. Driver A uses Vehicle B that is valued at $35,000. The insurance cost is obviously not the same therefore the coverage is not there. In the event of bodily injury, coverage up to the agreed thresholds are there. Recall, health insurance does not cover care and or treatment due to a vehicular accident. I hope this helps clarify the questions.
What is gap insurance for a leased car?
GAP coverage is very necessary especially in a lease situation. GAP coverage comes into play if a vehicle is deemed totaled. What GAP does is to pay for the difference in the actual cash value that is payable under the normal policy and the balance owed to the lease company or finance company of a loan. In the early years of a lease or loan the vehicle value falls quicker that the value of the vehicle. If you total the vehicle within this period you can find yourself without a vehicle but with a sizable amount of money due on a vehicle you cannot drive any more. GAP coverage will pay this difference. The Finance Dept of the auto dealership will attempt to sell you on this GAP insurance. Very first, no matter what they say, it is not mandatory to but it from them. Private Auto insurance companies suggest GAP insurance that does the same thing for about 10% of the premium the dealership charges you for the same coverage. You will also have a right to cancel the coverage whenever you feel the value and loan balance have equaled out. One catch is that you must purchase the GAP coverage from you insurer withing 6 months of purchasing the vehicle. As a matter of total disclosure, I own and operate a petite Independent Insurance Company in Central Georgia and have for the past 22 years. Prior to that I worked as an agent for a direct writer of insurance for Trio years.
Can you buy a used car and have the insurance in someone else name?
That would be “Insurance Fraud”. If caught it is a felony and punishable by up to 20 years in prison.
Can a license driver get insurance on someones else car that has no license?
You cannot insure a vehicle that you do not own so the response to the question is no. The insurance must be in the name of the vehicles possessor. If there is a good reason that the proprietor has no license some insurance companies will permit the proprietor to purchase the insurance in their name but exclude themselves as a driver and list the person or persons who will be driving as listed drivers on the policy. This is a legally written policy.
How can you buy a car if the title is in someone else name?
you don’t to be on the safe side. legally you are not buying it actual
Can you sign a lease before someone else lease is expired?
You can sign a lease before someone else is expired but the lease will have to specify that the begin of the renting period is after the other persons lease expired. So if the prior lease says it finishes the 1st then the fresh lease must be dated to begin after that. This is not that unusual. Most landlords want to pack the unit as quickly as possible and it can take sometime to go through the process so the will often began as soon as they can. I’ve done this before. Generally speaking once I get my tenant screening results back, I want to get them locked in as soon as possible.
Can you Have A Registered car but have someone else on the insurance?
Only your insurance company can response that – mine does… I have insured vehicles that were not in my name and insured vehicles in my name for other drivers – Geico… I have also loaned vehicles that were in collisions and they still covered them even however I did not specifically “add a driver”.
What happens if you insure your car in someone elses name?
That person is the one that has to set up the insurance because they will be the one legally responsible for it and if you still drive the vehicle, you will have to be added as a driver. Since you are the possessor of the vehicle, you would also have a legal responsibility if an accident occurs.
Can a person get insurance on a car someone else is financing for them?
Yes i n the state of Texas there are many reasons for a separte insurance policy. The vehicle which you drive can be insured by the possessor, ie bank or individual and the driver even when the driver is not on the title.
Can you buy a car who has been left to someone else in a will?
if the proprietor wants to sell it why not after all i’ll be paying for it … If you are buying it from the proprietor. You can buy cars. If somebody leaves something to somebody that they don’t own because they sold it, there’s no issue there. I leave you the city of Fresh York in my will, it doesn’t indeed matter. If you are attempting to buy it from the person who is willed the car while the current proprietor is not dead, that’s a problem because it’s not their car. The will doesn’t matter a jot to you. You can buy it from the proprietor. Whether it’s the current holder the person who got the car from the estate or anybody else who actually wields the car. Just being listed as property in a will, makes the will kind of old, it doesn’t make the car incapable to be sold (assuming its not tied up in the estate).
Does a lease release or a amendment have to be signed to lease to someone else?
It depends on the terms of the lease that is in effect now. If you have a lease that does not permit for a sub-lease (or whatever you are attempting to do), then yes, you will have to get the agreement of the landlord before sub-leasing.
How can someone buy cheap car insurance online?
The best way to buy cheap car insurance online is to look up rates across many different platforms and see who provides the cheapest insurance. Insurance providers often vary on their rates depending on where you live, your driving history, and what kind of car you have. So very first check and compare all the car insurance policies online before making a purchase decision. Doing that will ensure about the policy its terms and conditions, premiums etc and also saves you from fake commitments and help you choosing the one that offers best at reasonable premium. Thanks…
Can you insure a car titled to someone else?
All property insurance coverage (auto, home, etc.) require “insurable interest” as one of the essential conditions for issuing a policy. Insurable interest simply means that you legally have some degree (1%-100%) of legal ownership of the property you wish to insure. A car titled in another person’s name does not constitute insurance interest because in the eyes of the law, you don’t own it! The exception to that rule is if a car is titled your spouse, you automatically have insurable interest by virtue of marriage. A spouse is always automatically covered even if you fail to name them anywhere on the policy. The exception to the automatic spouse coverage is if the insurance company determines that you were being intentionally deceptive by not naming them. For example, not mentioning that you are married and hubby has two DUIs and a few tickets and wrecks. It’s always better to name both spouses on ALL insurance policies to prevent any delays or questions when you file a claim in the future! Many insurance companies will issue a policy to you for a car that isn’t titled in your name under the assumption that by requesting coverage and paying for it, you have insurable interest. BUT if you file a claim at any time in the future, they can and will verify whether it is titled in your name or not. If not, they have the legal right to automatically deny the claim! Some states require them to refund you the premiums you paid minus a $50-$100 fee if they flat-decline the claim on that basis and others don’t. Regardless, you are left with a bruised or totaled car and no one to pay for it! A potential ‘work-around’ to the insurable interest requirement in some states is to purchase a DOC (Drive Other Cars) policy. DOC goes after you to any vehicle that you drive, but pays after the vehicle’s own coverage. If the vehicle has no coverage, DOC would then pay as primary. But it can be tricky and it’s a little different in each state. Most DOC policies cover you driving cars that are NOT regularly parked at your address and available for your long-term use (because you cars parked at your house that you can use anytime should have their own coverage). DOC covers situations such as a loaner from a dealership, driving a pal’s truck to stir some stuff for the day, etc.
How will your car insurance be affected if someone else was driving your car and had a wreck?
If this person is a member of your household or a regular driver of the vehicle then you have lied to your insurance company and on the application. This is material misrepresentation and will void the coverage on the vehicle. This means they will not pay for any damages or injuries caused by the accident. Insurance companies do not like it whenever you loan your vehicle because they have no way to evaluate the risk. If you are doing it intentionally to avoid paying premium for a minor or person who should be listed then they will deny the coverage and most likely cancel your policy.
How much is car insurance on someone elses car?
That is something that you indeed have tio ask someone about. We can’t response that and the amount varies from person to person anyway.