Yes you can get car insurance as a provisional driver with a provisional licence. This is so you can learn in a private vehicle. It has to be under a 1.Two litre i believe. The provisional driver has to be accompanied at all times by some one who has been driving for Trio years or more and is over the age of 21 years.
in Maryland you have to have insurance before you can get a license but in north caroilna you have to have license to get insurance so truly it depends on what state you live in!
When a fresh teenage driver gets their license about how much does the car insurance cost?
It can vary greatly. It depends on the teenager, the car they drive, the state they are in. It can even vary depending on the city and possibly the area of the city. It also depends on if they are going on their own policy or being added to their parents. Calling around and getting quotes for insurance companies is the best way to go. It’s free and usually no pressure. I recommend you this site where you can compare quotes from different companies: mycheapinsurance.net
Do you have to have a drivers license when you get insurance on a fresh car?
Insurance without a Drivers LicenseYes, You can buy and insure a car without a Drivers License. Youjust can’t drive it off the lot. Most states now require Auto Dealers to verify your drivers licenseand liability coverage before a customer drives off the lot with apurchase. This is to protect the car buyer as well as the rest ofthe public from the consequences of an accident with an uninsureddriver. One of the times that we as drivers are at higher risk of beinginvolved in an at fault accident is after the purchase of a vehiclewhen we may not yet be acquainted to the subtleties and handlingcharacteristics of a recently acquired vehicle. State law requires that you have the minimum liability and medicallimits required in order to operate a vehicle on public roads.Private roads and off road is another matter. A vehicle can be purchased and shipped where insuring arrangementsare being made elsewhere before operation. Some vehicles arepurchased rigorously for off road use or Farm use and may never needa license or insurance. You can certainly buy property insurance without a drivers license,other valid ID is sufficient . Most insurance companies willrequire a drivers license to buy Auto Liability Insurance, otherswill let you buy it and then go get the license, they may requireyou obtain the license within 30 days. After all, you need theinsurance in order to take the drivers test. Blessed Motoring____________________________________________________________________More input from other FAQ Farmers: .
I am unaware of a company that sells insurance to peoplewithout a drivers license number very first on file. This is usuallynecessary to check for tickets and / or accidents. Check with yourlocal state DOI (Dept of Insurance) for state specific laws andregulations that you & the insurance company may be subjectto. .
My company would insure you, but if there was a claim we wouldnot pay it.
If you have uninsured motorist insurance are in an accident and its you fault other driver has no insurance or drivers license can you get your car stationary if you only have liability insurance?
As a broker, I can tell you NO, there is no coverage if you are at fault. Now if you are only partially at fault, example, 50%, and it’s proven, there may be coverage under your carrier. I’m in Canada where things are a bit different but it wouldn’t hurt you to attempt right?
If someone with no drivers license nor insurance has an accident with your car are you liable?
Generally yes , UNLESS they took your car without your permission, in which case you should have them arrested for car theft to protect yourself financially
What kind of car insurance can you get with a suspended drivers license?
In the state of Georgia, the state will reguire a 6-months prepaid policy along with a SR22A filing in order to get your license back. .
In the state of Georgia, you can’t get insurance with a suspended drivers license cause your not legal to drive with a suspended license.
Can you get car insurance if you have a expired driver license?
In Fresh York you can purchase insurance for any vehicle. There are limitation however. Even however you will be the holder of the vehicle and insured it, our Department of Motor Vehicles won’t let you register it or put plates on it without a valid drivers license. Sorry. Hope you have better luck where you are. Also in NY, you can obtain a “Limited” use Drivers License. It will let you legally drive to and from your workplace, if you are the foot provider for your family. Good Luck!
Where can you buy car insurance if your drivers license has been suspended?
My son had the same issue and got it through Safe Auto. Hope this helps !
Can you get car insurance on your car without a drivers license?
Yes, insurance is designed to protect the car as well as a driver. If you are not driving it at all, then the insurance premium should be lower.
Do you need a drivers license to get car insurance in California?
I think you need to get a driver’s license in any state to get car insurance period. An insurance company will not supply you with insurance if they don’t have proof that you are licensed to do so. My suggestion to you…get a license!
Can you still get car insurance without a drivers license and a permit?
yes you can youre insuring the car …. i dont know if you dont have a license because of too many points on your license but you might want to apply for something called a “hardship” license.
Is the car insured or is the driver insured My sister has a license and is driving my insured car but her name is not on my policy. Can she legally drive my car if I give her permission?
no she has to be on your policy , or if you are utter comperhensive and she hold an insureance policy . then you can give her permisson to drive your car under 3rd party only
Can you register and insure a car in NY without a drivers license?
No, it is not legal to insure a car in Fresh York without a driverslicense. You must also have a license to register a car.
Do you need U.S Drivers license to buy car insurance?
Yes, you will need a driver’s license in order to purchase a car.An insurance company wouldn’t accept the risk of insuring anunlicensed driver.
Can you have car insurance in Texas without a drivers license?
Sure, it is not illegal to own a car without a licence and therefore is not illegal to insure a car without a licence…but it is still illegal to drive it.
Do you need a drivers license to get car insurance?
No, Not necessarily, There are many insurance companies that will issue auto insurance coverage to you without a drivers license. It just depends on the underwriting requirements of the insurance company. Most of the larger national companies will require a drivers license very first but many local and regional insurers will have no problem with it.
Can a licensed driver get liability insurance without possessing a car in Texas?
yes. you simply need to find an agent that offers a basic non-owned vehicle policy. Note: these policies tend to cost a little more dependant on your driving history, but are still relatively inexpensive. If you have difficulty finding an agency that offers the coverage feel free to send me an email @ [email protected]
and I’ll be glad to forward some suggestions.
Can a uninsured licensed driver drive a insured drivers car?
The rules and laws of insurance vary from state to state but generally speaking it is the automobile that is insured not the driver. So if your friend permits you to drive her insured car and you are involved in an accident you are covered under her policy(((IF her insurance policy does not stipulate limitations banning unlicensed drivers from operating the vehicle))) in which case her insurance may not cover damages done to her vehicle or injuries to the unlicensed driver.
Can you get a no insurance ticket for car if your drivers license is insured?
You can’t insure a driver’s license. The ticket would have been issued to whoever was driving at the time the police issued it. If you had no proof of insurance with you – and that is required in most states – then you can be ticket for not having it with you.
No car but have a Florida drivers license do i need to carry insurance?
No. You do not have to carry insurance in Florida if you dont own a vehicle.
Do you need car insurance to get your drivers license?
In VA you must provide proof of insurance before you get your license if you own a vehicle
Can a licensed driver who doesn’t own a car acquire insurance to drive anyone’s car?
At least in Canada you can not. -The holder of the car has to have insurance stating that someone else can drive their car. I imagine this law may differ from country to country.
If you have no drivers license but car is insured are you supposed to get arrested and get your car towed?
It depends on the state and area you live in. In most areas, you will be arrested and hauled off to jail for driving without a license. In some parts of the US, if there is another licensed driver in the vehicle they can drive it home for you OR they might be in trouble for letting you drive. Unless they can prove they did NOT know you did not have a license..
Or (in some places) if you can contact someone instantaneously AND there is a safe public location to park the car you can leave it for someone to pick up..
NOTE: Everything depends on the laws in your area. In some places, the vehicle HAS to be towed so the city/law enforcement agency cannot be sued should something happen to your vehicle after you are arrested and carried away for driving without a licence.
Can I insure a car if I don’t have a drivers license?
“To own a car you need a license, thus, you need one to insure a car. They check your DMV driving record when you get insurance plus they count how many years driving as part of the method to determine insurance cost.” Is the very first sentence accurate? I am disabled and don’t drive, but have an attendant drive me. Can I legally own a car, and have an attendant included on the vehicle insurance?
How do you get a drivers license from the dmv without a car or insurance?
May be different in different states, but in general a person of the decent age to drive, does not have to own a car (or insurance) to get a license. If they have a learner’s permit, they can drive w/ an adult to the DMV to take the written test & driving test. If they do not have a learner’s oermit, a friend/relative can drive them to the DMV & if they pass the written test, they can drive the same car for their driver’s test.
Is your neighbor who has a valid drivers license insured while driving your insured car?
Reaction from a General Agent .
No, your neighbor is not a covered driver under your Auto Policy. The good news is that any accident your neighbor has while driving your vehicle would be covered because “you”, the policy holder are covered for any liabilities that may arise out of the ownership or operation of the scheduled vehicle. including liabilities that may arise when you loan the car to another person. .
If you loaned it to your neighbor and had no insurance, the neighbor would have to seek coverage from his own auto insurance policy. The liability portion of your auto insurance goes after “the driver” to another vehicle as secondary coverage. .
Other answers .
Yes, as long as you have given permission to the neighbor to drive your car he is insured whilst driving a car, because the insurance is on the vehicle and not the person. .
In case of an accident which involves your car, the vehicle harm portion will be undoubtedly on your insurance policy. Thus your insurance cost will increase. Secondly, if the neighbor does not have an insurance policy than your car insurance policy will also be responsible for the liability damages if any – i.e. if some third party files a suit.
Can an car insurance company suspend a drivers license in Florida?
they cannot suspend you, only a court and the police can, however, they can turn down to insure you.
Will my insurance pay for damages for drivers car without license?
When you permit someone to drive your car, you are providing them the coverage of your insurance. If they were to get into an accident, your policy would pay very first.
Driving a car off the lot with no drivers license or insurance?
no it is against the law for an unlicensed and uninsured driver to purchase and drive a car off the dealer’s lot. The dealer will be held accountable, if this person has or causes an accident that takes someone’s life.
What happens no drivers license but car is insured in someone else’s name and you get pulled over?
What happens is at the discretion of the officer that stops you and the guidelines for that particular state. The officer may merely ticket and release you for no drivers license since the car is at least insured. But he has the authority to arrest you and impound the car. He also has the authority to ticket the holder of the vehicle if they knowingly permitted an unlicensed driver to operate their vehicle.
Do you have to get insurance right after you get your drivers license if you dont have a car?
not if you live in the state of Florida but the vehicle you operate has to have insurance. i.e. who ever wields the vehicle is responsible for insurance.
Do you have to have car insurance to be able to own a drivers license?
You don’t have to have a car insurance at all. It’s only your option but it’s better for you/ if you have an accident the insurance company will pay it for you
What if you rear end someone and you dont have driver license and car insurance will their car insurance pay for her car and your car?
If it was your fault it’s your responsibility to pay. If you haven’t got insurance it’ll be out of your own pocket. Added; Based on the fact that 99 9/10% of rear end collisions are the fault of the following vehicle – – the other party’s insurance company will pay to repair her vehicle but will NOT pay to repair yours, and they may take YOU to court to recover their out of pocket costs.
Does your car insurance address have to match your drivers license address?
Your auto insurance address should be your residence address where you garage the car. Depending on the state you live in you are supposed to update your drivers license address within a month of moving to a fresh address. So technically they should both match as they should both display where you are living.
Can you insure a car you own if you don’t have a drivers license in Ontario?
I bought a vehicle but cannot drive as I cannot have a drivers license. Is there a way to insure and license it in my name so I may have a licensed driver drive my vehicle?
What happens if a driver has a licenses but no insurance and you let them drive your car?
well if they have a car accident you’ll have to pay alot of money to repair the car, and if the driver is wounded maybe hospital fee or something like that.
Would a suspended license driver be covered under total coverage car insurance?
Not in Canada. If your license is suspended, then any insurance claim that resulted from you driving while suspended would not be covered. If the car was bruised and it was parked and not being operated, then that is covered. But not if you are driving it.
When a driver has no driver’s license or insurance but driving a car that is insured and someone hits them who is responsible?
It’s going to be very difficult to claim that it’s not the fault of the person who wascracking the law by driving illegally .
Can you insure your drivers license if you do not own a car?
With some companies they suggest what is called a non-owners policy which permits you to purchase insurance coverage. These are used mostly because a client is required to have insurance coverage for a specific time by the Department of Motor Vehicles to straighten out their driver’s license.
Will an uninsured Texas licensed driver be ticketed when driving an insured car in an accident?
Yes, If you are not an insured under the definitions and terms of the owners insurance policy then you “can” be ticketed. Whether you will be ticketed depends on whether the attending officer checks his computer to see if you are in fact an insured driver or not.
Will an uninsured licensed driver be ticketed when driving an insured car in an accident?
Yes. If the driver is not an insured, the uninsured driver can be ticketed even if the car itself is insured. In many U.S. states they will also impound the vehicle when it is found being driven by an uninsured driver. It is the responsibility of the vehicle proprietor to insure that anyone you let drive has suitable coverage. Unfortunate there is a lot of misinformation out there from laymen that erroneously informs people that anyone who drives the car is insured. This is simply not true. Your will have to see your policy definitions for a covered driver or contact your insurance agent for clarification of when a driver is considered covered under your the terms of your auto insurance policy.
Can a license driver get insurance on someones else car that has no license?
You cannot insure a vehicle that you do not own so the response to the question is no. The insurance must be in the name of the vehicles holder. If there is a good reason that the possessor has no license some insurance companies will permit the holder to purchase the insurance in their name but exclude themselves as a driver and list the person or persons who will be driving as listed drivers on the policy. This is a legally written policy.
Will insurance cover an accident by an unlicensed driving a licensed insured drivers car?
It just depends on the type of insurance policy that was in force on the car and whether the unlicensed driver is considered an insured under the terms of the Vehicle owners Auto Insurance Policy. If the Vehicle Proprietor has a “Standard Form Policy” then in most cases where there is no disturbance of law, fraud, or deception, a permissive use driver would be covered under the owners policy. If the Vehicle Holder has a “Named Driver Policy”, Often referred to as a “Limited Lines Policy” available as a more economic option in some states. Then no drivers other than those listed on the policy are covered. It’s best just to contact your agent or your insurer to determine the extent of coverage provided under your auto insurance policy. If on a standard form policy and the accident is covered, you may be surcharged an extra premium or suffer policy cancellation for the negligent act of permitting an unlicensed driver to operate the vehicleReactionGenerally, if they cover the loss, it would be the insured’s driver’s car insurance. This question indeed is to general and indeed requires specific policy review.
Can an car insurance company suspend a drivers license in Texas?
No. A drivers’ license is issued by the DPS and only the DPS – or a court – can suspend someone’s license. However, if Texas requires insurance and you don’t have it, if an insurance company notifies DPS that you don’t have insurance, then DPS could suspend your license.
Can you insure a car in Florida if you have a residence there and NJ drivers license?
Depends. If you’re in the military it’s not a problem, but if you’re a civilian you must switch over your drivers license.
Will your car insurance cover the losses of the other car if driver of the other car has no license?
Yes, it will. The fact that the other driver had no license has nothing to do with coverage and liability.
What if a driver with a suspended license wrecks your car and isn’t a listed driver on your insurance?
That driver will need to have insurance. You need to call your local agent and ask him this question. You may or may not be covered, and may or may not be responsible for damages. You are truly on a greasy slope.
If your father has insurance on his car but does not have a drivers license can you drive the car and be insured you have your own car insurance?
He can’t drive the car, but if something were to happen to it (ex. a tree falls on it during a storm, or it rolls out into the street and gets hit), it’d be insured. If anything, his insurance might be a bit cheaper because they wouldn’t expect the car to be driven very often.
Does a person have to have a valid drivers license for their car insurance to be valid?
noI knew somebody who transferred her hubby’s registration andinsurance to her name after he died, but she never drove even oncein her life (and so was never licenced to drive).
Can you have a drivers license without car insurance?
Yes, you can. You don’t have to have a car insurance in order to have a driver’s license.
What happens to your car insurance if your drivers license expires?
You need to know how your policy reads. A standard policy willcontinue your coverage, but will most likely cancel your coverageat the next renewal date if you don’t take care of it soon.