How old does a car have to be before collision-comprehensive insurance is no longer necessary?

How old does a car have to be before collision-comprehensive insurance is no longer necessary?
I believe it can be brand fresh, but you can’t have a loan on it.

How old do you have to be to buy car insurance?

Insurance .
As long as you have a valid drivers license, you can be insured.

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Is it necessary to have your 21 year old college student covered by insurance to drive your car in the summer when he is home from school?

Yes .
All drivers are required to carry Financial Responsibility when operating a motor vehicle on public roads.

Are you insured to drive your fresh car if you part exchange your old car on which you had comprehensive insurance?

Response .
In North Carolina, if you trade in a vehicle and purchase another, you have 30 days to report the transaction to your insurance carrier. You will have the same coverage on the fresh vehicle that you had on the old vehicle during that time. No more, no less.

Can you insure a fresh car before purchase?

Yes .
In most states it is legally required that you have insurance on the vehicle before driving it off the lot.

If your wifey bought your 17 year old daughter a car without providing necessary insurance but you have total custody after your divorce who is liable if she cause an accident?

Response .
Another fine example of irresponsible behavior by people who use their children as pawns in a divorce..
Now you are in the awkward position of either insuring your daughter’s vehicle or requesting that the mother keep it in HER name. The daughter cannot legally own a vehicle until she is of age and as such, you are responsible since you have utter custody. .
You would be wise to require that the mother put the vehicle in HER name until the daughter turns Legitimate and can be responsible for her own vehicle.

Can you purchase car insurance before you own a car?

Yes you can have liability coverage to insure you while driving an auto you do not own.

How old do you have to be to get car insurance in Oklahoma?

Contact an agent or your states dept of insurance they will be able to reaction that for you.

Is credit history necessary in order to insure your car?

Some Insurers require a Credit Score and Some do not. It just depends on the underwriting guidelines if the insurer.. Some companies have credit scored as well as non-credit scored programs. in which case it will depend on the prgram for which you are applying.

Is it necessary for a college student to have auto insurance coverage when they do not have a car?

Response .
Most likely not, if you drive any vehicle with any regularity (siblings, parents when you’re homet etc) you need to be a listed driver, and rated on that policy.. If you periodically drive a friends car (with their permission of course), subject to any exclusions you should be fine. If you do not drive at all ever, then no, you do not need a policy….

What to do if Car totaled and no collision insurance?

If the accident was your fault you’re out of luck. If you were hit by someone, their insurance will total your car and pay you for its actual cash value.

Is a car insurance umbrella necessary?

Response .
If you have unprotected assets, such as a summer home or investment accounts that are not part of an employer-sponsored retirement plan, you may want to consider an umbrella policy. Talk to your insurance agent. Most will require you to have the maximum amount of coverage before they will sell you an umbrella policy. The point of such a policy is to protect you in the event you are sued and the damages suffered by the plaintiff exceed your policy limit..
Reaction .
If you have unprotected assets, such as a summer home or investment accounts that are not part of an employer-sponsored retirement plan, you may want to consider an umbrella policy. Talk to your insurance agent. Most will require you to have the maximum amount of coverage before they will sell you an umbrella policy. The point of such a policy is to protect you in the event you are sued and the damages suffered by the plaintiff exceed your policy limit.

Can you buy car insurance before you buy a car?

You can contact an agent and check on prices for a particular car. If shopping for a fresh car, you do have to be insured before you leave the lot. If you presently have car insurance, usually it will transfer to a fresh car, contact your agent so when do you have to have the insurance to buy the car ****************************************************** Nice information…….Thanks!

How old does a car have to be before collision-comprehensive insurance is no longer necessary?

What is comprehensive car insurance?

Comprehensive insurance coverage is a physical harm part of automobile insurance which covers you vehicle for fire, theft, vandalism, cracked glass, and all animal collisions. Collision is the other main part of physical harm coverage which covers hitting something or turning the vehicle over. You can purchase comprehensive without collision but not collision without comprehensive.

Do you register a car before you insure it?

No. In the states that require auto insurance, proof of insurance must be provided when you register the car. Some state insurers report insurance electronically to the DMV. Most states require proof of insurance at the time you register your vehicle in the form of an insurance card or endorsement form from your insurer. However, states have different requirements both for proof of insurance and also for liability boundaries. Your insurance liability boundaries may not permit you to drive legally in every other state. As of June, 2010, Fresh Hampshire and Virginia are the only states that don’t have mandatory insurance laws. Virginia requires the uninsured motorist to pay a $500 fee at the time of registration and at every renewal date. If you get hit by a driver in those states you or your insurance company must pay for your damages and sue the uninsured driver.

In Texas is it necessary for a car proprietor to also buy insurance in HIS name in the case where the car is solely used by a friend who HAS insurance with the same car?

Not presently, most state DMVs require that the person who registers the vehicle have insurance on the car. The DMV in TX piloted a program last year that concluded over 25% of registered vehicles are uninsured. Once this program actually goes into affect then the response to your question will be yes. But as of now, no. It is significant that the person actually using the vehicle carry insurance on it, but be aware of these issues: 1. As the possessor of a car you can be found liable for harm caused by your vehicle, even if you are not the driver. Two. A lot of insurance companies will require that the person insuring the vehicle is the holder, however will not be willing to insure your car since you are not the regular driver. Three. If somebody else is going to insure your car, ask they the insurance company list you as an extra interest. This will garauntee that in the event of an accident you are notified and given legal representation if the driver of your car is at-fault.

How do you buy car insurance before you buy the car?

It may not be necessary, I would wait til you know what the car is.

How old before a car is vintage?

A vintage car is, in most people’s view, one that was built during a golden age that occurred inbetween the World Wars, (1916 and 1919)

When is a car considered too old to have collision insurance?

It is not the age of the car, but the value of the car that should determine whether or not you choose to have collision insurance on it. For example, if you own an 88 Pontiac Bonneville and it’s worth $500 then it doesn’t indeed make much sense to pay $500 per year to insure it. However if you get into an accident that is your fault and you don’t have collision insurance, then no one is paying for the damages to your car. This is your choice.

How old do you need to be to get car insurance?

Most insurance companies require a person to be Legitimate years old in order to purchase automobile insurance. The reason for this is that the insurance application along with the policy make up a legal contract inbetween the policyholder and the insurance company. A person who is not yet Legitimate is not a legal adult and therefore is not legally able to sign such a contract.

How old do you have to be to get comprehensive car insurance that covers you to drive other peoples cars?

As long as you are old enough to legally drive you may get any coverage you wish. However not all insurance companies suggest this coverage..
One more thing… this coverage you are asking about is referred to as permissive use.

Do you have to have insurance on a car before you can switch owners?

A vehicle can be titled without insurance, but must be insured before getting a tag or registration..
Exception: If a car still has a lien from a financing company, the car may have to be insured to switch owners.

How old do you have to be to get car insurance in Alabama?

An insurance policy is a kind ofcontract , and signatories to a contract must be of the legal age of majority. Across the United States, eighteenis the legal age of majority.

Can you have your car towed if you or the car are no longer insured?

Yes. The tow company assumes liability when they meet up, however, this is only in a liability sense. I would just call one, and ask them.

A 16 year old hit your car you filed a claim with the insured insurance company they are telling you that they have to investigate why the 16 year old was driving before they can issue you a check?

Most likely, they are attempting to find a way to pay this claim believe it or not. If they havent denied coverage right away, then that is a good sign. The 16 year old may not be covered on the policy for some reason, perhaps they don’t have a driver’s license yet and most policies will not cover unlicensed drivers. For the insurance company to make an exception to this rule, i.e. in the case of life menacing emergency, they are entitled to take statements and investigate the matter accurately before issuing you a check. If the 16 year old doesn’t have a license, or was not named or otherwise covered on the policy, you are wise to permit the insurance company the chance to investigate as this is your only hope of getting that check without taking legal act.

You have collision insurance is uninsured motorist insurance necessary?

Collision insurance will cover the damages to your vehicle- no matter who is at fault. Uninsured coverage is used if the other vehicle is at fault for the accident and you and/or anyone in your car is injured. This coverage will typically pay for related medical bills, loss wages, and general damages (i.e anguish and suffering). Liability = Other vehicle harm Injuries to driver/passenger in other vehicle Injuries to passengers in your vehicle if you are at fault Collision/Comprehensive = Cover damages to your car Uninsured/Under-insured = Injuries to you or your passengers when another vehicle is at fault and does not have insurance or has minimum coverage

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How old does a car have to be before collision-comprehensive insurance is no longer necessary?

Can you get car insurance before you get a car?

Yes. There are basically two ways to do this: You can talk to an insurance company and get insurance on yourselfas a driver to cover your individual liability when driving. This maynot cover harm to the car you’re driving, but will cover damageto other people and their property (and that’s the kind ofinsurance states that require insurance care about). The other option would be, as soon as you know what themake/model/VIN of the car you’re going to be getting is, to call aninsurance company and get it covered instantaneously. If you alreadyhave insurance on some other vehicle, they can just add the fresh oneto your policy. If not it may be a little more complicated … butnot much.

If someone throws a rock at and damages your car is this covered by comprehensive or collision insurance?

Neither. A rock hitting you’re car is a minor harm and isn’t treated by insurance companies. If a grown person does it you could file vandalism and request the money for repairs. If it is a minor, 4-12, the harm stays and you indeed can’t do much about it.

Can you drive another car if you have comprehensive insurance?

There is no effortless reaction. In the UK policiessometimeshave a “driving other vehicles extension”. This permits the policyholder to drive another vehicle, not wielded by him/her, for third party risks only. This extension is not found on all policies so an individual would need to check the policy wording and the certificate of insurance.

What is collision in car insurance?

Collision is a slang term for coverage on your car if you cause the accident.

Why would you buy car insurance before buying a car?

I would purchase insurance before buying a specific car, but most polices want to know what car is insured so I would wait. Also, you will most likely need to have insurance to take possession of the vehicle.

Can you get insurance before you have a car or license?

The cost of auto insurance depends on the model being covered, so you must know at least the kind of car you will buy before the policy becomes active. But you can work with the insurance company or agent to get everything in order so the insurance is ready to go as soon as you own the car. You don’t need a driver’s license to own a car, and thus to buy insurance, but you must have that license before you drive the car on public roads.

Is it necessary to pump up the brakes in cars to make them last longer?

Pumping gently will reduce friction, produce less fever and help the brakes last a little longer. This procedure is not recommended if you have a truck with air operated brakes.

How old do you have to be to have your own car insurance?

If you are old enough to legally drive then you are old enough to buy your own Auto Insurance. However due to the limitations of a minors obligations under contract law most companies will not sell you a policy as a minor. Some will sell you a policy but only if your parent or other legal guardian countersigns your application for you. Glad Motoring

How old does a car have to be before it is a classic?

it has to be old and to be a indeed good car in its dayAfter 25 years, the MVD considers the car an antique.

Is it indeed necessary to get into compare car insurance India process?

Well, this depends entirely upon you. If you are keen on getting the best deal for car insurance, it is significant to get into a serious compare motor plan coverage India process. Most of the compare auto India websites suggest adept and accurate information on various services and rates suggested by reputable insurance companies in India. This will certainly help you to choose a car insurance policy that is best suited for your requirements. All the best!

How old is Tesco car insurance?

Tesco car insurance has been around since 1924. Tesco is known to be a very cheap car insurance, but has many options to suggest to their customers for a very low and frequently discounted price.

Do you have to have car INSURANCE before you CAN GET YOUR learners permit?

No. One has nothing to do with the other. You will have to have insurance on the vehicle before you drive it. You will also have to be aware of your state’s requirements limiting how you can drive with a learner’s permit. The insurance is normally on the vehicle and not the person so whoever wields the vehicle must have the insurance with you and anyone else who drives listed as drivers on the policy. Insurance laws vary among different states so be aware of the insurance requirements in your state. As a matter of utter disclosure, I own and operate a puny Independent Insurance Company in Central Georgia and have for the past 22 years. Prior to that I worked as an agent for a direct writer of insurance for Trio years.

How old does a car have to be before collision-comprehensive insurance is no longer necessary?

What is the meaning of comprehensive car insurance?

It’s lighter to tell you what collision is very first. Collision is when you hit something or turn the vehicle over. Comprehensive is just about everything else. Fire, Theft, Animal Collisions, Violated Glass, Tree Falling on Car, etc. Most companies do not rate up your insurance for comprehensive claims. You may liberate a claim free discount if it is on your policy but will not be surcharged. You can be cancelled for too many comp claims tho’.

What is the difference inbetween comprehensive and collision car insurance?

If you don’t opt for this cover, then when a calamity does strike,you will end up paying from your pocket. for More

How old can a kitten be before it is no longer a kitten?

Kittens are usually regarded as adult cats once they reach 1 year of age. The average cat will have usually stopped growing and considered physically and mentally mature around this time. Larger breeds grow and develop more leisurely and reach adulthood in Two or Trio years.

Is having a health insurance policy necessary to purchase a car?

“No it is not a requirement in order for you to get purchase an automobile. Some people recommend it to others due to the fact of family/private safety. Incase you get into a car crash and become injured, health insurance may cover some of the cost.”

Is car insurance necessary?

if you are going to crash a car then it is most likely a good idea but if you aren’t then you’re fine.

Is it necessary to eliminate can paint from a car before painting it?

You got to liquidate the clear decorate at least you can paint patches as you need and blend the paint by fading it out instead repainting the entire car witch take practice to achieve decent finish. Patches and panels will be lighter to do a diy job that will impress your friends. Color match is indeed hard to get on your own that is why blend the paint the clearcot will come back the car to its original state do not worry if it looks abate around the patch. Sand after 16 to 24 hours using 1200 grit moist sand until no more orange peel buff using compound and love

Is it necessary to insure a car in a driveway?

It may vary from state to state, but in general the response is no, you generally cannot be cited for failure to maintain insurance on a vehicle if that vehicle is non-operative (i.e., it’s parked and not going anywhere). You may have to proceed to register it as a non-operative vehicle, however. And if the vehicle is going to budge under it’s own power again, it will need to be insured.

Do i need to have car insurance before i can drive my car?

Of course you do. Most likely it is required by your state law but even if it is not a state law, you need the coverage in case you have an accident.

When is a car comprehensively insured?

Comprehensive is a type of coverage you can add to an automobile policy. Comprehensive coverage is a physical harm coverage that includes harm to your vehicle that is not included in collision coverage. Collision coverage is harm done when you hit something or turn the vehicle over. Comprehensive includes fire, theft, vandalism, and animal collision. You can have comprehensive without collision but not collision without comprehensive. .

Why is it necessary to have your car engine switched off before your pack up your car?

The reason why you should turn your engine off is so you don’t get exploded! Gas fumes are stronger than air, falling to the ground at every pack up as the fuel shoves the vapors in the tank out the pack tube. Given the proximity of the catalytic converter to the ground and the purpose of the cat being to burn the so-called “Waste Fuel”, you have a recipe for disaster. You can inflame the fumes, the flame traveling at super-sonic speed to the gas tank and/or the pump. You will also want to leave your cell phone in the car. Radio Sways act like microwaves, titillating the entire area electro-magnetically. Many have had their phones ring while at the pump, and wind up in the hospital with 3rd degree burns. Taking that call, or leaving your engine running is a recipe for disaster. Ask yourself one question: “Is it worth the risk?”

What kind of education is necessary for car insurance agents?

To become an insurance agent, it is recommended that a person take college courses in insurance brokering. Licensing is required to be an insurance agent, and a course of this kind is required for that.

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How can comprehensive car insurance be cheap?

Comprehensive car insurance can be cheap by having a higher deductible, getting any available discounts from your insurance carrier, or having a lower amount of coverage. You can also have cheap comprehensive insurance by having a less expensive car.

Is there a insurance company in NJ that will insure an old car?

I’m sure that there is a company that will provide the coverage that you need. I always suggest that people go and speak with an Independent Insurance Agent because they contract to sell insurance for many different companies and therefore have access to many different products. A captive agent who works for one insurance company works for that company and can only write the coverage provided by that company which usually very limited. There are specialty companies who write coverage for antique vehicles and do an excellent job at providing this coverage. They market through independent agents in order to suggest their products.

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