Is boat liability insurance required in California?

Is boat liability insurance required in California?No. It is not required to register or operate the vessel in California. It is required by most Marinas if you want to get a slip.

As an independent sub-contractor are you required to get professional liability insurance?

This depends on a number of things. It’s hard to say withoutknowing what kind of work you are sub-contracting. Very first determine if you need Professional Liability coverage OrCommercial Liability Coverage. They are very different products. Most General Contractors do require the subs to carry insurance.Otherwise the General Contractor will have to pay much more forinsurance coverage that effectively covers his or her ownactivities as well as those of the sub-contractors. If the General Contractor you are doing work for already hascoverage for his subs under their insurance (usually not). What is the nature of your agreement with the General Contractor. Some Contractors insurance policies cover subs while others do not.

What are the professional liability insurance requirements for physicians?

Malpractice InsuranceIn most of countries medical practices are covered under consumer laws. So with this regard where the patient suffers any injury or death then the suit can be filed for compensation in the Consumer Court or the Civil Court. Consumer Courts award compensation for the sufferings. Whereas if the doctor is blatantly negligent like amputating of left gam instead of right, or transfusing wrong blood group into the patient bod resulting in death or leaving the scissor, artery, forcep etc in patients bod then he can even be held criminally liable and it can result into imprisonment & fine. Thus the doctor needs to get an insurance cover to contest such litigation and to meet the compensation through Insurer in these cases.

What kind of liability insurance is required for a puny used device store?

This would be general liability but you may be suprised howexpensive it finishes up. Used instruments can result in bodily injury to theuser, in which they could come back and sue you telling you sold thetool and it was unsafe. I don’t think this is going to be a cheapinsurance policy, very likely $Two,500 minimum per year no matter howbig the company is.

Why does Louisiana require liability insurance?

Louisiana Liability Insurance RequirementLouisiana requires liability insurance for the same reason that all other states require it. The law is there to make sure citizens have a reasonable chance to be reimbursed for harm to their property and or injury and death from the at-fault driver in an accident. One of the requirements that society places on the privilege to operate a motor vehicle on our roads is that you have the capability to pay for the harm you cause in the operation of that vehicle. You make this assure by purchasing liability insurance to cover your mistakes.

Why does it matter to California Commercial liability insurance if you build or remodel condos or apartments?

Condos and apartments in California are high risk constructionprojects and the construction defect statute of limitations of worklike this done in California is Ten years. We frequently see on siteliability claims and construction defect claims for this type ofwork in California. Fresh condos or apartments require a WRAP insurance policy in orderto be covered, remodel work can be covered by a normal constructionliability policy. Make sure you get certs and signed subcontractsfrom all your subcontractors so their liability flow to them notyou.

Is boat insurance mandatory in the state of California?

Boat insurance is not mandatory in California. However, your are still responsible for bodily injury and property harm caused by your deeds.

Does a private pilot require liability insurance in SC?

Contact your states dept. of insurance and ask, if not required, might still be a good idea.

Which insurance companies will insure you for liability insurance for an automobile and boat repossession company in the State of Michigan?

Contact a good agent, they will be able to assist and advise you, if they do not sell the coverage/policy you need they will be able to refer you to one that can.

Is it legally required to purchase insurance for your boat?

Reaction .
No, its not required by law, in most states. You’ll have to check with your department of motor vehicles where you register the boat. You do have to have a title and registration for boat and trailer because of them being on the roads..

Is insurance a requirement for your boat in the state of Georgia?

Reaction .
I would think you would want minimally liablity, but contact your states dept. of insurance for the reaction..
Its not required by law, in most states. You’ll have to check with your department of motor vehicles where you register the boat. You do have to have a title and registration for boat and trailer because of them being on the roads. If you find that you need an insurance policy you can get a quote

Is it required in SC to have professional liability insurance if you are a self employed individual in general maintenance?

Don’t know if it is required you could check with the dept. of insurance, but most certainly would be a good idea whether required or not.

Is boat insurance required in Louisiana?

Boat insurance is no required in the state of Louisiana,however if your boat is financed your finance company most likely will require proof of insurance. Its not required by law, in most states. You’ll have to check with your department of motor vehicles where you register the boat. You do have to have a title and registration for boat and trailer because of them being on the roads. If you find that you need an insurance policy you can get a quote

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Is boat liability insurance required in California?

Where can one buy liability insurance for a individual chef business in California?

Response .
You should be able to find liability coverage from any Property & Casualty agent in CA excluding those that do only individual lines (home & auto). You are very likely looking at two different types of liability coverage. Very first is general liability which coverage your business and 2nd Errors 7 Omissions which covers your work product.

Are you legally required to purchase insurance for your boat in Fresh Jersey?

No, it is not legally required that you purchase insurance for yourboat in Fresh Jersey. It is a good idea to have boat insurance incase of an accident.

Is boat insurance required in california?

The state of California does not require you to have a boatinsurance but it is significant to get the boat insured for your ownsake and safety in future.

Do boat lenders require insurance?

Yes, at the very least liability coverage, because they technically own the boat with you. Any damages that you inflict on someone’s property or bod they share responsibility for.

Where do you go to get general liability insurance in the state of California?

You can go anywhere you want to get your commercial insurance. A good place to begin would be with your current insurance agent. .

Is gerneral liability insurance for contractors required in the state of Calif?

As of this date, liability insurance is not required but SB2029 requires that home improvement contractors disclose to home owners in writing to any potential customer whether or not they carry commercial liability insurance.

Is boat insurance required in Ohio?

Noliability insurance is not mandatory for boating in Ohio, it is a good idea to have liability insurance to tide over troubles if you or someone operating your boat is involved in a boating accident.

Should a pet sitter be required to carry liability insurance before they inject your home?

If it is done as a business, yes they most likely should. If it is just your neighbor kid or a family friend, your homeowner’s insurance very likely covers it.

Where can you get liability insurance for a tattoo shop in California?

There is a program that is available nationwide for tattoo and/or piercing insurance. Go to and choose the tattoo & piercing program link. They have general liability and professional liability available.

What are the minimum automobile insurance requirements for California?

The only coverage you are required to have is liability. The thresholds must be set at $15,000 per person for bodily injury. $30,000 total bodily injury coverage per occurrence and only $Five,000 for property harm.

What two states that do not require liability insurance?

Auto insurance coverages fall into some broad categories. They are, in general, Medical Payments, Collision, Comprehensive, Liability (Bodily Injury and Property Harm), Uninsured/Underinsured Motorist, Rental Car, and, if you live in a no-fault state, Individual Injury Protection (PIP). BODILY INJURY LIABILTY INSURANCE. All states require bodily injury liability insurance, except for Florida (a no-fault state) and Fresh Hampshire. As of June 1, 2010, Wisconsin now also requires bodily injury liability insurance. PROPERTY Harm LIABILITY INSURANCE. Property harm liability coverage addresses the costs of damages to the other driver’s vehicle or property should you be involved and found at-fault for an auto accident. Commonly, property harm liability insurance also covers the harm caused by other authorized drivers of your vehicle. Presently, all states require property harm liability insurance.

Are contractors required to have liability insurance in Texas?

No, there is no legal requirement at the time of this response. There is however a requirement for registration with the state of Texas. Having General Liability Insurance however is the very first sign that you are hiring a responsible and perhaps reputable Contractor.

What is the minimum liability required for car insurance in California?

California’s Compulsory Financial Responsibility Law requires everydriver and holder of a motor vehicle to be financially responsiblefor their deeds. The statutory minimum thresholds of liability autoinsurance in California are 15/30/Five which cracks down as goes after:Bodily Injury for $15,000 for death or injury of any one person,any one accident and $30,000 for all persons in any one accident.Property Harm of $Five,000 for any one accident. When your car is inan accident for which you are found legally liable, bodily injury(Bisexual) liability covers your liability to others for injuries tothem. Property harm (PD) liability covers your liability fordamage to someone else’s property. All California drivers andowners must have at least the statutory thresholds of minimum liabilityinsurance or an approved alternative way to pay for injury orproperty harm they may cause. Penalties are very severe fornon-compliance with this section of the vehicle code. for moreknowledge, you can contact to a good insurance company likeRaisinsurance.

Is boat liability insurance required in California?

Are accountants required to maintain professional liability insurance?

It is not a requirement but having a good professional liability insurance policy in place will give you more credibility in your industry. If you are an accountant in the employ of another then you should not have a need for a professional liability policy. If you work as a self employed or a contractor you should carry coverage. Many companies will require you demonstrate them your insurance before they will grant you contract work.

What are the requirements for motorcycle insurance in California?

It is the same as the minimum liability thresholds for a private passenger auto. Minimum liability insurance requirements for private passenger vehicles (California Insurance Code §11580.1b) .
$15,000 for injury/death to one person .

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$30,000 for injury/death to more than one person .
$Five,000 for harm to propertyOn motorcycles it is very significant to consider that higher boundaries including uninsured motorist coverage may better fit your needs.

Is renters insurance required in California?

Unlike auto insurance, there is no state law in California that requires a renter to carry insurance. However, there is a growing trend of Landlords requiring their tenants to carry renters insurance as a part of their lease agreement. Regardless of whether or not your landlord requires you to maintain insurance I would recommend looking into obtaining a renters policy for yourself. Renters insurance is usually very cheap in California. Many renters policies not only cover your individual property in your apartment, but anywhere in the world as well.

What is Liability insurance carrier for public school system in California?

Many public school systems are self-insured or are written in conjunction with a municipality’s insurance program. In brief, you truly need to do more homework if you are attempting to determine who insures your child’s school. I recommend contacting the Risk Management Department for the municipality that manages the school district. If you are seeking coverage for a public school system, you will need to do a formal RFP through the city’s purchasing department. They usually have a list of “qualified” agents that they utilize.

Can your condo association require boat insurance?

It depends. If you store your boat on condominium property, the association can request protection against harm to its assets that can be caused by the boat. These might include the wind sucking a boat over and the mast crashing on the roof; gas or other liquids leaking out of the boat or its engines, or the boat and trailer being throated into the landscaping. If your association wields a lake or a pond for the off the hook use of its residents, then the association can request that you insure your own liability, loss of life and other coverage. If, however, you simply own a boat, and don’t store it on the property or use it in the community pond, there’s not much reason for the association to request insurance coverage of your boat.

When is general liability insurance required?

General liability insurance is required for your business as soonas you have something to protect, whether that be assets, sales,employees, a building, etc. We recommend you buy general liability insurance once you have alocation, sales, employees, or anything to lose. GL Insurance helps you protect and defend your business fromlawsuits.

How do I get Persoanl Liability Insurance for a 15′ Boat dock?

You don’t mention is you have any other policy that covers this dock. Assuming that you don’t, you should talk to your insurance agent and explore your options. For example, if you have a business policy or private homeowners policy, it may work that you purchase “private umbrella” coverage. Or, you may see about getting a standalone liability policy. Insurers differ greatly in their underwriting approaches but generally they are not looking to write liability-only policies on a risk class such as marinas, docks, etc. Be forewarned that you may end up in what is called the E & S market. This stands for “Excess & Surplus” and there are carriers who write “unusual” or “less than desirable” types of risks. Granted that their premiums are higher priced but this is based on the actual risk written.

Is boat insurance required in Canada?

No. most insurance companies actually will put your boat on yourhouse insurance believe it or not. Some companies still put it onthe car but they are just attempting to get more money out of you.

What is the minimum amount of liability insurance coverage required for puny businesses in the state of Florida?

If you are speaking of non-auto liability insurance for your business, the state imposes no requirements. That said, if you lease business space from a third-party, the lease may prescribe minimum insurance thresholds, and will generally require that the landlord be named as an extra insured. The amount of non-auto liability insurance that it is prudent to have is another question. It depends upon various factors, not the least of which is whether your business is open to the public (such as a store). If it is not, you will still want liability insurance to cover potential risk exposures relative to the products that you produce or sell. Overall, you have to look to the risk factors attending your business, and assets that you wish to protect. Your best bet is to consult a licensed commercial insurance agent/broker.

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How much liquor liability insurance is required in the state of Alabama?

I have just contacted the local ABC board to apply for an alcohol license for my store.It is a minimum of $100,000.00 liquor liability insurance coverage for a store in the state of Alabama.heres the number for the abc board out of Montgomery :1-334-213-6313 in case you need more info than I can give.

Is insurance a liability?

No, Insurance is a means of contractually transferring risk including the risk of liability to another entity, namely the Insurance Company issuing the policy.

Is liability for auto insurance required by the state of Utah?

Liability insurance is the minimum coverage you can get and is required in every state.

Is boat liability insurance required in California?

Is grange insurance required to operate a boat?

Grange insurance is an insurance company and is not specifically required to operate a boat. Boating insurance is however required in many areas. Check with your local laws on insurance requirements.

Are factories who pollute the air with smoke required to have pollution liability insurance?

There are many different requirements for businesses who pollute the air with smoke. These businesses have to get permits and carry pollution liability insurance. Also, the amount of smoke they put into the air is also regulated.

Does Texas require general contractors to carry liability insurance?

No, the state of Texas does not require it as of the time of thisanswer. However, most Texas clients are financially savvy and are notlikely to suggest a contract or even accept a bid from an un-insuredcontractor. The very first hallmark of a reputable contractor is that they comeproperly insured for the services being suggested by contract bid. In other words, Your bid proposal should include documentationsignifying that you are insured and that your coverage meets anyminimum requirements of the bid as proffered. If your an un-insured contractor, you can’t expect seriousconsideration of your bid. You also might not be invited to bid forthat client again in the future. Decent insurance and requiredcoverage boundaries are generally part of the bid requirement to beginwith.

Are contractors required to carry liability insurance?

Legal requirements would be dependent on you local regulations, so you’ll need to check with your local authority to determine if it is required. Bear in mind tho’ that most prudent companies and individuals would not hire a contractor who can not insure his activities. Uninsured contractors tend not to grow their business well and are not considered serious contenders for the more lucrative and profitable contracts. Bids are often disregarded when submitted by an uninsured contractor.

What are the minimum car insurance requirements for California?

California law requires all drivers to have liability insurance that provides financial responsibility for any harm or injury cause by a traffic collision.

How much liability insurance is required for certified public accountants?

Each state has its own liability insurance requirements of a certified public accountant. These amounts may also differ whether the business is a foot proprietorship, partnership, or corperation.

What are the legal requirements for car insurance in California?

To make the legal requirements for car insurance in California, you must be Legal years or older. You must also be financially responsible and provide proof of your financial responsibility. You must have a 35000 dollar cash deposit with the DMV, a DMV self-assurance certificate, a surety bond and a motor vehicle liability insurance policy.

What type of businesses are required to buy heating oil liability insurance?

Amy company using oil heating tanks are required to purchase this type of insurance. The liability insurance covers the company that in the even pollution is released upon using, emptying, or abandoning the tanks.

What kind of special events would require someone to get liability insurance?

There are many reasons to get liability insurance. All states within the United States require at least liability insurance to drive an automobile. Those in medical professions also get a liability insurance called malpractice insurance.

What are the minimum California auto insurance requirements?

Presently the minimum requirements for Californian auto insurance include at least $15,000 for injurydeath to one person. Also $30,000 for injurydeath to more than one person and $Five,000 for harm to property.

What is minimum amount of car liability insurance coverage required?

The minimum amount of coverage permitted varies inbetween states or jurisdictions. In Georgia the minimum limit is 25/50/25 which means a liability limit of up to $25,000 per person with a max of $50,000 per accident for bodily injury and up to $25,000 for property harm. It was switched some years back when it was 15/30/Ten. For most people both of these thresholds are very low if you think about what medical costs and vehicles now cost. Just because you have minimum boundaries does not make your liability any less. If you are at fault in an accident you are still responsible for the harm done to the other party, their passengers, and their property. The thresholds on your policy is what you determine to purchase. The cost is minor to increase your thresholds and I suggest that you ask your agent to showcase you different thresholds and coverages before determining on the lowest permitted by law.

Is a quality auditor required to have general liability insurance in Texas?

No, there is no legal requirement that you have liabilityinsurance. However, Your clients may require it before they are willing tohire you. Carrying the adequate license a nd adequate liability insurancefor your industry is the very first hallmarks of a qualified reputablebusiness.

How much general liability insurance should a tenant be required to carry?

Liability requirements should be commensurate with the riskexpsoure excountered. One might ask, What is the maximum libility exposure of the tenant? This would be the amount of liability insurance to carry.

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