Can you get car insurance on a friends car?

Can you get car insurance on a friends car?Insurance for a Friends car. Yes you can so long as you also schedule the holder as an insured. State Law requires that all Operators of motor vehicles on public roads carry proof of Financial Responsibility. That creates an Automatic legal Liability Interest and requirement in you and the vehicle your driving. The possessor and any permitted operator have an interest in the insured status of the car.

If You have permissive use from the proprietor of a vehicle, then obviously you have an insurable interest. However, Only the Legal proprietor of the Property or the designated agent of the proprietor can receive compensation for the property in the event of a covered property loss.

Avoid any problems with legalities, the insuring contract or vehicle registration and inspection renewals, address owners and drivers. you should list both yourself and the decent possessor and any lien holders as insureds on the application. Insurance Company underwriting guidelines require it.

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We have Customers regularly buy insurance for vehicles of relatives and friends. Just honestly disclose your situation up front. Don’t misrepresent, honestly disclose all risks and insure all the interested parties. You may have to make Two or Trio calls before you find an Insurance Agent who knows how to appropriately address the risk but you should have no problems obtaining the suitable coverage.

Failure to decently disclose all interested parties can void your insurance coverage.

 Reaction No. The holder of the car is the only one with insurable interest so they have to have insurance on it. Also, the local DMV requires the title/registration name to match the name on the insurance policy.

If a friend wants to use your car is it possible for him to buy his own insurance to drive your car?

Yes it is very possible for your friend to get insurance to drive your car. There are Two ways, the very first is called a non-owners policy which will only provide liability coverage, and no property harm to your vehicle. The 2nd is to get a policy on your vehicle which is now available in most states, without having insurable interest. The non owners policy is the least expensive.

If you drive a friend’s car alone and do not have insurance are you cracking the law if the friend has insurance and you have a license?

Unless the policy has a clause that says it is only insured for listed drivers, the insurance goes after the car. If it is listed on your friend’s policy, it is covered whenever a licensed driver is behind the wheel. This is assuming that you are only borrowing the car temporarily. If you are using it long-term your friend should have you listed as the primary driver on his policy.

Can a car that has been totaled by the insurance compnay be given to a friend and can he get a title for it and use the car?

Re-registerI know usually the DMV will mark the car as a total loss or something like that and they stamp the title as salvage or something like that. It can be re-registered (sometimes may have an issue with Emissions Testing)

Can you let a friend drive your car from time to time if she doesn’t have any car insurance of her own?

Yes as long as you can accept responsibitliy for any damages that she incurrs while in your vehicle. I do it all the time. Are you insured? Does she have a license? My understanding is that most insurances will cover the insurance holder as well as anything they drive, and also anyone who drives the insured vehicle.

If you loan your car to a friend and they wreck your car is your insurance responsible?

Reaction .
yes. plain and ordinary. you lent the car and then they are a permisable driver. As long as they are not n excluded driver or a resident in your house..
Reaction .
It depends, if your policy is a named driver & the driver is not named, your policy will not react. If your policy is a standard auto policy then yes, your policy will react.

Can you drive your friends car if you don’t have any insurance?

Response .
Automobile Insurance goes after the vehicle. As long as there is permission to drive by the holder (insured) the coverages that are on the vehicle will apply..
Reaction .
I agree with the very first response.

In what circumstances does your auto insurance cover you and the car if you are driving a friends car?

Reaction .
Car insurance goes after the car..
Reaction .
If you are using the friend’s car temporarily, with permission, as a substitute for your own insured car, your insurance should cover you if the friend’s insurance does not..
Question .
What if my friend (who has the car) does not have insurance and I want to pay for my faults and fix it – will he be arrested?

If your insurance ran out on your friends car can you take your insurance card and put it in that vehicle and be covered?

Response .
NO!!!! However if you are the one driving your friends car your policy may provide some protection with regards to your liability but only if you are driving..
Response .
Your own liability usually only goes after you to another car if you are using it temporarily as a substitute for your own insured vehicle. Even then, your insurance would be secondary to the possessor’s policy and your insurer would expect it to be insured. Before I even thought about driving an uninsured car, I would check with my agent to find out if I would be covered. It would be a lot cheaper to buy your friend an insurance policy than to pay the expenses for even a fairly minor accident.

If you let a friend use an extra car should you cancel your insurance and make him insure it?

Reaction .
As long as the car is in your name, you are financially responsible. Better to let the friend pay for the insurance and YOU keep it current.

Can your friend drive your car if you are both insured?

Cars are insured, not people .
People are not insured. Vehicles are. .

In other words, it’s not necessary for a vehicle holder to determine whether a potential driver is insured. The possessor knows whether his car is insured. It is necessary, however, for a person who wishes to drive a vehicle to ensure that it is decently insured. I would not operate a vehicle unless I witnessed a valid insurance card for it.

If you have an accident driving your friends car who insurance covers?

Reaction .
typcially , insurance stays with the car meaning the insurance on the vehicle would be primary……….

You borrowed your friends car was in an accident and HE does not have insurance on his car Are you responsible?

Yes. Not technically,whoever has ownership of the vehicle is legally responsible for the damages caused. However, if they can prove you did not have permission to take/drive the car they can very likely bring a successful claim against you in petite claims court typically 5K max.

Can you get car insurance on a friends car?

If you had a car and sold it on to a friend can you still have the insurance certificate in your name?

Response .
Part of the re-registration process for the fresh proprietor is to demonstrate proof of being insured. If your name is on insurance card, the motor vehicle office might question this. If the friend is incapable to obtain car insurance on their own, then perhaps they shouldn’t be operating a motor vehicle.

Do you have to have insurance on a car?

Yes, it is mandatory to have a car insurance if you own a car. Togain the right to drive on public roads, you need to get your carinsured before you make the purchase. Visit turtlemint to gothrough various options of car insurance.

If friend drives your car and hits someone but is not insured by your insurance company who pays?

Reaction .
generally the person who wields the car at fault involved in the accident is financially responsible. hopefully you have insurance and your friend is not excluded from your policy for some reason. if your friend is not excluded then your insurance company should pay

Do you have to have car insurance?

You have to have car insurance which is a legalrequirement and with the right level of cover, provides financialprotection in the event of your vehicle being bruised. It will alsoprovide cover for injuries to other drivers, passengers orpedestrians, and their property.

In Texas is it necessary for a car proprietor to also buy insurance in HIS name in the case where the car is solely used by a friend who HAS insurance with the same car?

Not presently, most state DMVs require that the person who registers the vehicle have insurance on the car. The DMV in TX piloted a program last year that concluded over 25% of registered vehicles are uninsured. Once this program actually goes into affect then the reaction to your question will be yes. But as of now, no. It is significant that the person actually using the vehicle carry insurance on it, but be aware of these issues: 1. As the proprietor of a car you can be found liable for harm caused by your vehicle, even if you are not the driver. Two. A lot of insurance companies will require that the person insuring the vehicle is the holder, however will not be willing to insure your car since you are not the regular driver. Trio. If somebody else is going to insure your car, ask they the insurance company list you as an extra interest. This will garauntee that in the event of an accident you are notified and given legal representation if the driver of your car is at-fault.

Can you legally loan your car to a friend if it’s insured to you?

You can legally loan your car to a friend, if you own it, but be ready to pay for any damages done to or by your friend, because your insurance won’t and they might cancel your policy. You must inform your insurance carrier if other persons will be driving your car.

What if you do not have car insurance?

Don’t drive. If you are stopped or have an accident you can lose your car and your license.

When to insure a car?

Go ahead and insure the car when you very first purchase it. Most dealerships won’t let you leave the dealership without insurance very first. If the car is financed or leased, it needs to have “total coverage” insurance, which means it needs Comp and Collision along with the Bodily Injury and Property Harm (and maybe PIP too). If you already have a car that has insurance and you purchase a fresh car (in Florida) you have automatic coverage for 14 days. This gives you slew of time to call your car insurance agent and add the fresh vehicle. In order to get your registration and tag, you will need to provide proof of insurance. This is also known as a Binder. Your insurance agent will Truss coverage for you when they collect money and submit your application to the insurance company. The company then has XX number of days to issue your policy or refund your money.

You have no car or insurance if you drive a friends car are you covered by their insurance?

Provided that there are no exclusions in your friends policy, anybody driver their car with permission will be covered if they cause an accident. You are of course subject to the coverages and boundaries on your friends policy. Ex, if your friend has just liability, the insurance company will only pay for damages you cause to the other party, not harm to the vehicle you were driving.

If you are the driver of a friends car involved in an accident are you covered under your insurance or the owners insurance?

depends on the company and the details of the accident. most commonly the possessor of the vehicles’ insurance will pay the claim and then subrogate (recover money paid out) against the drivers insurance company. for example, let’s say you have state farm and i have allstate. you are borrowing my car and get into an at fault accident that cause $Ten,000 in damages. allstate will go ahead and pay the $Ten,000 to the other party. once that is done allstate will basically send a bill to state farm for the $Ten,000 they paid out.

I wrecked my friends car they didn’t have insurance do i have to pay?

Yes. If you caused harm to somebody’s property you are responsible. The definition of insurance is a transfer of risk. If your friend had insurance on the car then the risk would have been transferred from you to the insurance company, but would still make you at fault.

I have insurance and permitted a friend to drive my car and she had an accident who is at fault?

Your friend is. If she is over 25 she is normally covered. Because you claim on youe insurance, technically it will be an at fault accident and your premium may go up. You should talk to your insurer.

Is your car insured?

I just got mine insured for pretty low, 99$ a month total coverage, however my car is a 99. Visit this site if you would like an auto quote for yourself

Can you get car insurance on a friends car?

Got a no insurance ticket in friends car but i have insurance will that cover me?

The ticket most likely wasn’t for no insurance, it was for no proof of insurance. Depending on your state, you should be able to just go to the county clerk (or just attend the court date on your ticket) showcase the judge proof of insurance.

What happens if you dont have insurance and you get into a car accident driving your friends car – she has insurance?

Her insurance may state ‘other drivers with the insured’s permission’ in which case her insurance would at least in part cover harm to other people/cars, but most likely not to her own car. If her insurance does not have that clause, you are very likely in trouble.

If you have a licence but no insurance and a friends car does have insurance on it can you still drive your friends vehicle?

yes, I am sure you can. But you must get the friends permission to drive..
Actually, I am not sure. Attempt yahoo answers.

Does your insurance cover a borrowed friends car without insurance?

If you are driving the car it may cover you, but it won’t cover a car unless it is on your policy. Depending on your policy it may not cover you either. Some insurance policies don’t cover you if you permit another driver other than yourself to drive your car. Check your policy.

If your friend has no insurance for his car can you drive it legally on your insurance?

No. The only way you could possibly be covered under your own insurance is if you purchase the car and have a bill of sale in your name and your State has provisions for freshly acquired vehicles. You would also have to be driving the vehicle with a copy of your registration and your license plate. Always check with your insurer very first to make sure they will extend coverage

If a friend uses a insured car and he totals it will progressive insurance cover the damages?

As long as the friend is not excluded on the policy, and you have collision coverage on the vehicle and policy, then most likely yes..

Do you have to have car to get insurance?

No, you can get a named insured policy that just covers you and possible vehicles you may drive.

If i have a driver’s license and i don’t have car insurance can i borrow my friends car?

Yes you can borrow it, but if he doesn’t have insurance then you could be violating the law.

When can you get insurance on your car?

Hi, When you buy a car you have to do an insurance very first. So thatyou can’t face any problem in future. Nowadays, there are so manyinsurance companies available. But you have to choose the best onewho provides you best policy. I know a company My Money Comparison,which help consumers to compare a broad range of products &services to enable them to make more informed decisions based ontheir private circumstances & budget. Thanks.

Does home owners insurance cover if your friends car was violated into?

If YOUR belongings were in the friend’s car and they were stolen, they are covered on YOUR homeowners or renters policy. If your friend’s belongings were stolen from a car, HIS or HER homeowners/renters policy would pay.

What happens if you are driving a friends car who has insurance. Are you covered?

Ordinarily, a person must be named on the policy as a user of the vehicle in order to be insured under the liability coverage. This is because in setting the premium, the insurer takes into account the driver(s) ages, practice, driving record, and other factors.

When do you have to have car insurance?

If you are driving a car or have it parked on a public street or parking lot then it must have insurance

Can you get car insurance on a friends car?

Where can you get a insurance for a car?

Hi, You can get an insurance for a car from insurance companieslike My Money Comparison. Nowadays, there are so many insurancecompanies available but you have to choose the best one whoprovides you best policy with affordable price. Hope you get soon.Thanks.

Can a friend put another friend your car insurance?

It would be a very foolish stir to put a friend on your car insurance because if they have an accident you will have to pay any expenses. This also includes letting a friend use your car.

Does your car have to have insurance?

Yes, your car has to have insurance as long as it is meant for theroad. In almost every country, you are obligated by law to get acar insurance. A car insurance is required even if the car is notbeing used on the road. The only escape route from getting a carinsurance is if it has been officially announced as ‘off the road’.But before going to choose any insurance company very first compareCheap Car Insurance Quote by Hope all willbe benefited.

What if your friend has no insurance and borrows your car without permission?

Unauthorized Use of a Motor VehicleWhen someone takes your car without permission it’s called “Auto Theft”. You call the police and make a theft report. You would not be responsible for damages a thief incurs while in the commission of a crime. If you fail to make a Police Report then you have in effect given “Implied Permission” to use your vehicle and you can be held fully liable for any and all damages that result from it’s use. ResponseIn California, your auto insurance covers you and anyone you give permission to drive your car. Depending on who was at fault, you and/or your friend could find yourselves in very awkward positions. You can play out the screenplays from here.

What happens if you are driving a friends car who has insurance are you covered?

As long as you have a license. The insurance goes after the vehicle, not the driver.

Why do you have to insure your car?

so if anyone steals the car you either get the same car back or a entirely fresh one that looks exactly like the one that was stolen

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Can you drive the insured car of a deceased friend?

Yes, as long as he is in the car. He may be in the trunk, if you don’t want to have a corpse in the passagener seat.

What happens if you don’t have insurance and you get into a car accident driving your friends car she has insurance?

As long as she has the correct insurance that permits the car to lent to a friend then it should cover you.

Does my insurance cover a friend driving my car?

yes because if you have insurance on your car as long as you name is on the title and you were in the car with your friend most likely the insurance will cover it

Can i drive my friends car without insurance?

It depends. If you are going to be driving a car in most states, the state requires you to have insurance. Your friend’s insurance could cover you but if you hurt somebody in an accident they will come after both you and your friend, so its significant to have your own coverage. You don’t want to lose all your money and all your possessions to a person you hurt just because you don’t have insurance. If you don’t own a car (like if your employer provides you a leased car and its the only car you drive), you can still buy insurance called a ‘non-owners’ policy. This would be good if you are going to be driving your friend’s car a lot.

What do you have to have to get car insurance?

You will need the vin numbers on your vehicles, information on all the drivers and residents of the household, name and addresses of any leinholders that need to be notified, and just your address, phone numbers, etc.

Can you drive your friends leased car on your fully comp insurance?

ABSOLUTELY NOT. You cannot insure a vehicle that you do not own on your insurance policy no matter what kind of coverage you have. Your insurance policy will not pay anything even if you have added the vehicle on your policy without their skill.

What is the legal if drives your friend car in that car is not insured and you get a ticket for driving without insurance?

If there is no insurance on the vehicle and you get a ticket for driving without insurance you are guilty of the offense and will have to pay your fine. Even tho’ the vehicle belongs to someone else it is the responsibility of the driver to make sure there is valid auto insurance on the vehicle before driving it.

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