Yes, The liability portion of your auto insurance policy will cover the damages you may do to a telephone pole in an accident.
Does insurance cover smoke harm?
If it is the result of a fire, the homeowners insurance shoulddefinitely cover it. But if it is something like a fire in achimney flue, maybe not. That is considered routine maintenance. Ifit isn’t done a claim might not be valid. Perhaps you can find someinformation in your homeowners policy or contact your insuranceprovider. .
If it’s the result of a smoker living in the home, meaning youhave nicotine and smoke stains from cigarette smoking, then no,that would not be covered. .
It should be covered, no problem. There are many companies outthere who specialize in taking care of smoke harm to furniture,clothing, etc. .
If the smoke harm is from something unexpected and accidental thenyes it should be covered. If it’s from cigarettes then no, it’s notcovered.
If your auto is bruised in a hit and run while parked in the driveway should you use the individual property rider on your auto insurance to cover it?
That would be considered a hit and run which would fall in the comp/coll portion of an insurance policy
Who is responsible for damages to your vehicle if a friend was driving and hit a telephone pole and he has only liability insurance?
It would depend on which state you reside in to determine the exact reaction to your question, however
As a general rule of law, you are the responsible party if you gave the person your permission to drive your vehicle..
The consequences of his deeds while behind the wheel of your vehicle makes you liable for any damages incurred by your van..
For example, if a driver of your van was in an accident with another vehicle and it was his or her fault, the driver of your vehicle would receive the ticket if one was issued, however the insurance company of the other vehicle that was bruised would come after your insurance company for damages or come after you if you did not have insurance on your vehicle at the time of the accident..
The deeds of the driver caused the accident, and will get a ticket and pay a fine or other consequences, but your van caused the actual and physical damages..
Buy the way, I suspect the utility company will be knocking on your door if harm was incurred to their utility pole.
Does auto insurance cover harm of driving into one’s property?
Depends why the driver lost control – weather incidents are always at fault. If there is another party involved, this may differ.
Does comprehensive auto insurance cover harm from road debris?
It depends on the terms of the insurance and the type of harm to the vehicle. Contact your insurance agent for the terms of your insurance. In general, it should.
Would auto insurance cover the harm costs for a DUI accident?
Yes your auto Insurance will typically have to pay for your acts of negligence, Such as driving while intoxited, They may then cancel your policy due to your negligence.
What harm does car insurance cover?
Car insurance is too broad to define what is covered and what is excluded. There are different options and coverages that cover different things. Some cover your car itself and will pay to repair your car; this is known as Comp and Collision. Some coverages protect you from being sued; these are Bodily Injury liability and Property Harm liability. Some coverages will pay for your injuries; these are Individual Injury Protection and/or Medical Payments coverage. Do you want to be protected from someone hitting you, injuring your family, and not having any insurance? If so, you will want Uninsured Motorist coverage. Talk to your local insurance agent and have them go over all the different coverages and how they work and what they cover. It’s best to know this before an accident and not after. After will be too late.
Does PlPD insurance cover replacement costs of a power pole?
PIPD? Please advise if you mean PIP/PD… PD, being property harm to others would pay for harm to a power pole, but only to the thresholds within the policy.
Will insurance cover harm from a tree?
Homeowners insurance covers this. There are many other situations that may occur with trees that may not be at home. Your best bet is to call your insurance provider to be sure.
Cost of Telephone pole replacement?
I hit a telephone pole in late August of 2009. The bill just came in the mail today, Feb 22, 2010, for $9,000. I am insured, and I live in Northern Fresh Jersey.
Does auto insurance comprehensive cover rodent harm?
currently going thru this. State Farm says they will cover, but don’t do anything to vehicle until they have an adjuster/claim rep assess harm
Does auto comprehensive insurance cover rodent harm?
Evidently some do. I just had the same problem and Progressive covers it under my comprehensive insurance. The deductible applies. It was categorized as not at fault so no effect on premium.
Is substituting a bruised garage door covered under home insurance policy?
It depends on how the door was bruised. If it is normal wear and rip, no, its not covered. However, if the door was bruised by a covered loss (read the Perils Insured Aganist section of your policy) then the insurance company will cover the loss..
Also you may want to see how much the replacement door will cost. If the cost of the door does not exceed your deductible then there is no sense in reporting the claim.
How would your corporate insurance cover if you rented a vehicle declining rental insurance and vehicle was bruised as it hit a concrete pole without harming the pole?
You would need to check with your corporate insurance, to see what is and is not covered.
Does auto insurance comprehensive cover water harm?
water harm is only covered through utter coverage if you have it and just so happens to run in a pond or something.
If a friend borrows your car and gets in an accident does your auto insurance cover damages?
Depends. If said friend has insurance then in most cases their insurance will cover the damages due to vicarious liability. If the friend does not have insurance, you are then responsible for any damages caused.
Does homeowners insurance cover auto harm to non-owners vehicle your property by someone hitting a pole?
Of course NOT. .
Homeowners Insurance does not cover auto accidents. That’s what Auto Insurance is for.
Is squirrel harm covered by insurance?
What was bruised? That would very likely be the most significant question. But the reaction would most likely be NO. Most policies have an exlusion for harm that happens over time since the insured would need to take the decent steps to avoid the harm. Besides, negligence on the insureds part is also never covered.
Would rim harm be covered under auto insurance?
Only if it were bruised in a ‘covered loss.’ A covered loss would be a collision or otherloss that would be covered under comprehensive (such as vandalism). You would need those coverages on your policy.
If your fence has termite harm and needs to be substituted will insurance cover it?
No, they will not cover it. However, if a gust of wind knocks it down, then they will cover the fence. Insurance does not cover harm caused by insects.
Water harm covered insurance?
Yes it is, depending on the source of the water and and if a leak; the duration of the leak. Ask back as to the cause of the water harm to see if it would be a covered loss.
Does homeowners insurance cover utility poles bruised due to weather?
No, Utility Poles and other conveyances of this type are not the responsibility of the home holder. You should contact your local Utility provider. They will order a repair the pole situation at no cost to the homeowner.
Does liability auto insurance cover your car if you hit a pole?
No. Liability insurance will only cover your liability for property harm/injuries to others. In this case, it would cover the harm to the pole you hit. Your liability coverage will never cover harm to anything you own. You would need collision/comprehensive coverage to cover harm to your car.
If a car hits a pole on your property does your homeowners insurance cover the vehicle harm?
No, That’s what Auto Insurance s for. Now if your home fell on the car it might cover it.
Does your homeowners insurance cover harm to someone elses auto if hit by an entrance gate?
In my opinionShould your policy include liability to other people the policy should make allowances too cover any claim which may arise at your property due to negligence on your side, however if one cannot prove that there is negligence you cannot be held liable. You would also need to consider the type of cover and whether the harm woudl fall within the ambit of your policy
If you wreck someone else’s car and that person’s auto insurance covers the damages can the car holder still sue you for damages to their car after the accident?
Generally, if the vehicle is totalled as a result of the collision and the possessor had collision coverage, the insurer will pay to the holder the actual cash value of the vehicle as of the time of the loss. This usually equates to the value of a car of like kind and quality (including mileage, accessories and condition) as of the time of the collision. Because of its payment to its insured, the insurer becomes “subrogated” to the right of activity of its insured so that it can attempt to get its money back from you. You will have the same defenses against the insurer as you would have had against the other driver (for example, that the other driver was partially or entirely at fault for the collision). The subrogation activity that the insurer files often includes a claim for the insured’s deductible, but it may not. If it does, the insured cannot again make a claim for it; if it does not, the other driver can file suit against you for the deductible and other unreimbursed expenses that he/she may have incurred and that were proximately caused by the collision. Further, if the person is injured and if the injuries are of a type that permits him/her to file suit (usually defined in terms of seriousness), you can be sued for bodily injury damages. Your liability insurer has the obligation to defend you by providing an attorney at its expense and paying amounts for which you are found legally liable up to the thresholds available under the insurance policy. This is also true with regard to a property harm claim. If a judgment is entered against you and remains unpaid, there can be implications for your credit. Additionally, under the Financial Responsibility Law of many states, if a judgment from an auto collision remains unpaid for a stated period of time, your driver’s license and tags may be suspended until payment arrangements have been made. You may also be required to obtain and maintain a special form of high-risk liability insurance (sometimes referred to as an SR-22) for a period of time, but this depends upon State law.
Is water bruised cover by insurance?
It depends on the covered perils of your policy. On some policies there is coverage for water harm and on some policies water is not a covered peril or it is excluded.
Whose auto insurance will cover car harm if I driving another person’s car?
If the other driver is 100% at fault his will. If you are at fault both yours and the proprietor’s car insurance are potentially on the hook, yours for driving negligently, the proprietor’s for negligence in entrusting their vehicle to a negligent driver, among other things.
Does comprehensive auto insurance cover water harm due to roof leak?
NO, Your Auto Insurance does not cover maintenance or manufacturing quality issues. This could be a defect you might look to your auto warranty for correction.
Does auto owners home insurance cover raccoon harm?
racoon is an animal dumboo. i swear what a language, write very likely next time. .
oh and if u want it for your essay or assignments, wateva u want it for… .
don’t write my response!! .
obviously 0_0 .
since ur stupid enough to write “racoon” lol, you definetly need help dude!! .
Does auto insurance cover sand harm?
Assuming that you are referring to physical harm to the vehicle, the analysis will depend upon the dynamics that caused the sand to harm the car. For example, while it is unlikely that the collision coverage will come into play, the comprehensive coverage may. An example of comprehensive coverage being triggered to compensate you for property harm for a sand-related occurrence is if the car were left outside and a windstorm or similar occurrence blew a quantity of sand against or into the car resulting in sheet metal/exterior finish harm. Without more information as to the dynamics of the occurrence, a more accomplish analysis of potential coverage cannot be given.
Will your auto insurance cover damages after you cancel your policy?
If the damages claimed were of a type covered by the policy (prior to cancelation), resulted from a covered type of occurrence, and occurred before cancelation, yes. If the incident resulting in the damages occurred after cancelation, no.
Would harm due to bad gasoline be covered by auto insurance?
No, most policies exclude “mechanical breakdown” regardless of “any other cause or event that contributes concurrently or in any sequence” tot he loss.
Does homeowners insurance cover auto harm caused by wind?
No. that’s what Auto Insurance is for. Home insurance covers harm to your home from wind, hail, fire, lightning etc. Likewise, your auto insurance, comprehensive coverage would repair wind, fire, hail and lightning related harm to your vehicle.
Does auto insurance cover harm to car when a wild boar has bruised it?
If you have total coverage with Comprehensive and Collision then yes, you should be covered.
Does auto insurance cover accidental fire harm?
The kind of coverage that would be necessary is called comprehensive coverage. It usually sold in conjunction with collision coverage.
Why doesn’t your home insurance cover harm from a vehicle which is not insured under auto insurance?
That is not necessarily true. That is, if an uninsured vehicle runs into your house and causes harm to the house, your own homeowner’s policy will generally pay for the repairs to the house. Naturally, payment will be subject to the terms, conditions and limitations of the policy. Further, the amount recoverable will be limited to the total amount payable under the homeowner’s policy. If, instead, what you are asking is whether homeowner’s insurance will cover harm to a vehicle, the reaction is no. They are Two different types of insurance covering Two different kinds of risks. Premiums (the amount paid by the person insured) are determined by the nature of the risk(s) insured, the persons or entities insured, and the activities insured. Those factors differ inbetween auto insurance and homeowner’s insurance, so a total premium cannot be melded.
DOES auto insurance COVER you or your auto?
It depends upon the kind of insurance to which you are referring. Physical harm coverage (collision and comprehensive) covers physical harm to the vehicle insured according to the policy terms. Liability insurance protects you from claims by third parties who may have sustained damages as a result of your careless in operating an insured vehicle. The scope of damages can be either property harm or bodily injury damages. Individual Injury Protection insurance (often referred to as PIP or no-fault coverage) pays a portion of your own medical expenses and lost wages if you are injured in a collision. The insurance goes after the vehicle, not the driver, so if you are a driver in another vehicle, that person’s insurance is the primary insurance company unless their thresholds are too low and then the driver’s insurance company would provide excess coverage.
Will your comprehensive portion of my auto insurance cover your bruised transmission if you went over a curb?
No, that would be a collision, and would be covered under the collision portion of the policy, and the collision deductible would apply. Collisions are also considered a chargeable claim for rating and insurability purposes.
Does homeowners insurance cover utility poles bruised on your property by a car?
No, You just need to call the utility company. They will take care of their pole. If a car hit the pole, The drivers auto liability insurance could pay the utility pole holder for the cost of repairs.
Will your auto insurance cover damages you made when you ran into your house with your car?
Actually this is a little tricky. You cannot be liable to your self. The way this works is that your home insurance coveres harm by vehicles so it would pay for harm to the home itself. You automobile insurance will cover harm to your vehicle. The bad part about this is that it may incur two deductibles, one from your home insurance policy and one from your auto insurance policy. If both policies are with the same company there may be some type of waiver for one of the deductiles but this is not standard and is different from company to company.
Will comprehensive auto insurance cover a claim if a tow truck damages your car in transit?
I would say that the tow truck is liable for this claim. This is also what your insurance company will say even if they go ahead and pay the claim to keep you blessed. Most of the time your company will pay then they will subrogate against the responsible party. If you have comp and collision then their is no issue. If you have comp and not collision then issue of what happened may come into play.
Will homeowners insurance cover substituting windows bruised in a storm?
Depending on which homeowner’s policy form you have it will either pay for substituting the windows or the actual cash value of the windows which is replacement less depreciation. Most people will have a Form Trio which will pay for replacement cost.
Does your auto insurance cover harm to neighbors car by shingles?
Your car insurance does not cover harm to another persons car that was caused by your home via weather or unforeseen circumstances. Their own insurance should cover the harm dealt to their car, assuming they have more than just liability coverage. If not, then it is their problem to fix their car.
Can you sue your auto insurance if you wrecked into a telephone pole?
Usually one cannot sue their own company if the accident was a fault of their own. If someone else hit you and caused you to hit the pole, the other person’s insurance would be liable.
Does home insurance cover bruised items in car or auto insurance?
Yes, you are correct. Items in your vehicle that are bruised in an accident or fire or whatever are not covered by you auto insurance unless they are part of your vehicle. The alternative is that they are covered on your homeowners insurance. The downfall to this is that you will have a deductible on your homeowners insurance that you will have to meet very first.
Does auto insurance cover harm to city property?
If the harm was caused by the negligent operation of an insured motor vehicle, and if the motor vehicle was covered by liability insurance, barring other factors, there should be coverage. That said, all claims are determined on their own facts and are subject to the terms and conditions of the insurance policy.
What kind of damages does comprehensive auto insurance cover?
Comprehensive auto insurance will cover a driver for car accidents and injury caused by them. It will also cover harm from weather incidents, vandalism and fire, as well as theft.
Does auto insurance cover harm to septic tank?
I don’t see how an automobile can cause harm to a septic tank. Perhaps more information is needed to help response your question. I guess if you had a septic tanks sitting in your yard before installing and if a driver lost control of his vehicle and ran into your septic tank then yes the auto insurance would pay for the cost to repair or substitute the septic tank.
Is a bruised key covered by my comprehensive auto insurance?
Most likely not. The main reason is that the cost to substitute a key will not be enough to exceed whatever deductible you have. The main issue to consider on any claim is what caused the loss and the claim must be caused by a covered loss.