They’re pretty much obligated to do so, but recognize that you will very likely be dropped from coverage as soon as they detect the DUI on your record.
If you have total coverage insurance in Ohio will it cover any car you drive?
Usually it does, you would have to check to see if you have a broad coverage policy or not.
How do you drive a car that was bought if there is no insurance on it but total coverage on your current auto?
I’d call my agent just to be sure, but most policies will cover an extra or replacement car for a reasonable amount of time.
Does the at-fault driver with total coverage insurance pay for the other car?
%DETAILS% NoThe person who is at-fault is responsible for your damages. His insurance will pay for everything. Tow, rental, damages.
If an illegal alien drives your car with permission and gets in an accident will your total coverage pay?
Most likely not , read your policy- most have disclaimers for illegal operationand illegal acts. if you knew they were an illegal alien and gave them permission, you too broke the law .Did the illegal have a valid drivers license , and did you ask to see it before providing permission to drive your vehicle ? Is the illegal alien a friend or employee ? If an employee , shame on you!You are a idiot if that’s the case and have placed yourself and others at risk by doing so and you are liable . Why in the world would you knowingly let any illegal operation of yourvehicle take place ? Think about it !! The other thing that may happen is that your ins co will pay, but they may and most likely will raise your rates or cancel you.
If you have total coverage how much will your insurance company pay you for your stolen car?
Coverage on a Stolen Car .
Most insurance companies will only pay the blue book value of the car at the time that it was stolen. Check the Kelley Blue Book or the National Automobile Dealers Association for approximate values.
What if you have total coverage insurance for your car and you have a single car accident and you have a suspended license does the insurance people still pay for it?
wrong side driving car was total harm * drank liqueds and drove the car it is also pay *
If you have utter coverage auto insurance and you harm another vehicle and not yours do you have to pay a deductible?
It is the liability portion of your auto policy that pays for the harm to another vehicle that you hit. There is no deductible to fix the other car.
Does the liability coverage on your auto insurance cover you against a liability exposure if you are at fault in an accident and a passenger in your car is killed in the accident?
It should, up to the amount of the policy. It is possible that your liability could exceed that amount, particularly if you had only “legal minimum”. And I suppose there could be some situations spelled out in your policy, maybe DUI or commission of a crime, that might create an exception. There may also be an issue if the passenger is a member of your household. #Two answ: Better read your insurance policy. Most liability insurance covers ONLY the person and property of another vehicle and not your own ESPECIALLY if you are at fault. .
In the UK – the reaction is plain. Your insurance will cover you for all injuries including a fatality to a passenger in your car. If there was a deliberate act your motor insurer may wish to recoup any compensation payment for the fatality. See the related link entitled “car accidents caused by family members” to see how your insurer might investigate if suspicious circumstances are suspected due to a family relationship.
If your wifey had an accident and she was not on your insurance and was driving a rental car that had sui and cdw but no pai for medical injury who pays your auto-ins rental-ins or medical-ins?
Your medical insurance will most likely pay; however, you will have to put in a claim to the other insurances very first and get a written copy of denial before your medical insurance pays on a car accident. Make sure your doctors’ billing offices have those instructions. I fought the charges from a surgery for 6 years before the hospital admitted they messed up the billing procedure.
What is utter coverage Auto insurance?
Utter coverage auto insurance is a policy which covers very first party and third party injury to the figure or harm to car. It covers physical damages to the car if it has been leased at the time of accident, death or physical injury to the bod of people involved in the accident, also property damages caused by the insured person’s car to someone’s property,
How can you get car insurance coverage without paying total year premium after cancellation?
They refund you the remainder of the premium not used for the year.
What do you do if you have utter auto insurance coverage and your car cracks down and is totaled?
Automobile insurance, in most cases, does not cover mechanical breakdown. If your car is not worth repairing from a mechanical breakdown and you are able to substitute it within a few weeks to a month I would suggest keeping your insurance policy active. This is to avoid having a lapse in insurance coverage which could result in higher insurance premiums when you get another car. ResponseYour car violating down, and your car being totalled are Two separate considerations. If your car mechanically cracks down, there is no coverage. If the car has been totaled in an accident, there may be coverage. I guess, more specific info is needed.
What does the insurance company have to pay if you total your car with utter coverage?
They pay whatever the value is of your vehicle less the deductible..
The value they pay, in most cases, will be the trade-in value or average private sale value. Not enough to substitute the car even when you add the deductible..
anything you do with the car or any one else but beware when claiming on insurance they will charge you more next time
If an unlicensed driver has an accident driving your car and you have total coverage auto insurance will it pay for damages?
Yes, but the rates will very likely go up. Loaning a vehicle to an unlicenced driver is risky behavior that insurance companies don’t generallly like.
What is a total coverage auto insurance?
Their is no such thing as utter coverage in legal terms. What people refer to when they say that is Physical Harm Coverage for a vehicle. What physical harm coverage cracks down into Two parts. Collision Coverage: Does include a deductible, covers the vehicle from harm resulting in a person being at-fault in an accident, and harm has occurred to the vehicle in which it has to be repaired or substituted. This does also protect the vehicle if an accident or harm results from a uninsured motorists or under insured motoristsComprehensive Coverage:(also known as other then collision) Does include a deductible, covers the vehicle from damages due to vehicle that are out of control of the insured. This would be from weather, vandalism, theft, hitting an animal, and etc. Reminisce, insurance company’s insure vehicles of the actual cash amount at that time. If you have a collector car, you would to get collector car insurance, in which their is a stated amount.
Will your insurance pay for your car you totaled and it was your fault you have total coverage on your leased car?
This is sort of an educated guess, but I believe the insurance would pay the dealer and not you. I simply say this because when leasing, you never own the car, you simply “rent” it for a definite amount of time.
Can you get utter coverage auto insurance for a totaled car?
Has the vehicle been repaired and tested and title cleaned up? If so no problem, if not I suppose you can if the company you are requesting ins. from doesn’t do their homework. But I promise you should you have another loss, this will resurface.
If you have a suspended license and total coverage insurance and get involved in a single car accident due to medical reasons will the insurance company pay?
Maybe, it will depended on the policy wording and exclusions, you need to turn the claim in for a decision.
Utter coverage auto insurance?
“Utter coverage” doesn’t actually exist-but there are lots of auto insurance options you can choose from to help you feel well protected. When people say total coverage it usually means that they have a combination of insurance types that result in you being covered in almost every situation. This could include liability insurance, comprehensive insurance, uninsured motorist insurance, bodily injury protection and many others.
If a person has a heart attack while driving a car and subsequently dies in an auto accident if death is caused by the accident and not the heart attack will an Accidental Death Insurance policy pay?
ReactionIf in fact the accident was the cause of death, yes. You would need a death certificate indicating the actual cause of death when you file your claim.
If you have utter coverage car insurance and you have an accident and are killed does insurance pay settlement?
An unendorsed ISO Private Auto policy should pay your “Part B-Medical Payments Coverage” Limit to an insured,which is a no-fault coverage. This is usually a low limit of 1,000 or Five,000 but can be enlargened. Uninsured/Underinsured coverage could pay bodily injury or funeral expenses you incur if the negligent vehicle doesn’t carry insurance or doesn’t have an adequate amount. Also, there are endorsements available that could indemnify after a death such as “Auto Death Indemnity”, which sounds like what you are needing.
Does utter coverage auto insurance pay off a lien?
The insurer is required to compensate you at Fair Market Vallue. This usually will pay off any remaining financed note unless you greatly overpaid for your vehicle. There are times when you can owe more on the vehicle than an insurer is willing to pay. Nude in mind that it is not the fault of the Insurer if a consumer makes a vehicle purchase agreement in an amount greater than the actual vehicle value.
Will private medical insurance or car insurance pay medical expenses in an auto accident?
Your choice, depending on which coverage is better. Attempt the auto insurance very first. but reminisce, their job is to minimize costs, and sometimes you have to go where they send you. they may have thresholds depending on the policy and state laws. your medical coverage is designed to cut costs by keeping you alive and healthy to keep paying them. they don’t make money off dead people or people too sick to work and keep coverage. they will usually end up paying for long term issues, especially if they don’t pop up right away or if a pre existing conditioned is worsed. how much wor$e is the back agony, truly? you should go through the auto insurance if its drastic, expensive, extensive care. if its minor aches and agony just pay your Ten$ or $20 copay and go to your primary care physician (your doctor). if you get hurt in an accident, go to the closest hospital right away, don’t delay or the ins co may attempt to loophole out of paying you, thinking scam alert. i once tapped a duo in their 50’s when i was 16 and only driving for a few months. he slammed on his violates after realizing he was about to miss his turn. at 20 miles in a 25 (it was 200 yards after a turn) i hit a pile of moist leaves next to a stone wall and skidded into them. i was sited no fault as i could not get off the road or go into opposing traffic (why they stopped). they were complaining about how hard i hit them and she was telling he already had a bad back and now this. the office on the scene asked them did they want him to call them an ambulance to take them to a hospital. She said right away no, they were going to their own doctor. after they left the cop told me they would be trouble. but they were denied due to lack of physical proof and officer testimony. so the moral is because some scam, they reason all are potential scammers until proven actually hurt.
I was in a car accident and my insurance will not provide a rental car even tho’ i have total coverage can they do that?
You only get a rental if your policy specifies that you chose to pay extra to have rental car coverage. Having collision coverage is not the same thing as having rental. Collision coverage just covers the repairs to your vehicle. If you are not at fault for the accident, the other person’s insurance will provide you with a rental car.
If you have total coverage insurance and have a car accident will the insurance company pay off your car if you still owe on the car?
If you’re filing the claim through your own collision coverage, your car insurance will pay the actual cash value (ACV) minus your deductible at time of loss. This may not be enough to cover loan due to interest, negative equity, etc. You can look at buying gap coverage either through your finance company or your insurance company if this concerns you. The best available resource for determining your ACV is www.nada.com.
What if You are in a car accident and have no insurance and you hit a car that had total coverage and gap insurance what will happen?
Generally, if you were in CA and I am assuming you are not talking about a fender bender or minor accident, you would lose your license and be required to make a filing to reinstate your license. In order to maintain your license you may be required to file what is called an SR-1P or an SR-22 which is simply proof you have insurance in place. If your insurance expires or you let it lapse, the insurance company will notify DMV and your license will be suspended again. Now you said the car you hit has insurance. This could mean they (the insurance company) will very likely attempt to go after you to recover damages they had to pay on your behalf. You are still responsible!
If a car is considered a total loss after an accident and the insurance company pays you for what the car is worth do you still have coverage on that vehicle if you contnue to drive it?
Usually if the car is a total loss, the insurance company will pay you and take the car. They then sell it for parts/salvage. If they let you keep the car, all you have to do is check on the current status of your policy and see if it is listed.
Coverage on auto insurance when you have a car loan?
Yes, you should get auto insurance coverage when you have a car loan, and even when you don’t have a car loan. The law requires it either way anytime a motor vehicle is operated on public roads..
If I have total coverage insurance but the car I was driving only had liability insurance will my insurance pay for damages?
Yes I think so since you were the driver. The insurance covers the driver and not necessarily the car.
You live in Michigan you had an accident with a leased car with full-coverage insurance and it was their fault Will they pay for your car to get immobilized?
There insurance will cover the cost of repairs to your vehicle. This works with any vehicle even if it is a rental.
Auto insurer rejects to pay utter amount of at fault accident?
There could be a duo of reasons why the Auto Insurer is refusing to pay total amount of at fault accident:.
a) There would be a deductible condition in the policy – which would mean that you will have to bear or pay the deductible amount out of your pocket..
b) If this is the claim amount for the vehicle – it would be a part applied to depreciations of the vehicle..
c) If the claim is above the total coverage (limit of Liability) the insurer might have paid his share up to this limit and so you would be responsible for the amount which is above this..
Recall that the insurer would not deny to pay you once he has admitted liability unless it is not payable as per the policy condition. Please go through the policy conditions and asked the insurer for his reasons of non-payment.
If you have total coverage auto insurance and am driving a friend’s car who doesn’t have insurance and you get a no insurance citation who is responsible for this citation?
the proprietor of the vehicle is responsible for the ticket. he/she/they are legally required to at least have the minimum liability coverage your state requires.
Does utter coverage insurance pay for a rental car?
Some policies automatically include a minimal amount ofrental reimbursementcoverage, but generally your policy includes no coverage for rental reimbursement if it is not listed with apremiumon yourdeclarationspage.
Does a insurance company have to pay for your stolen car if you have total coverage ins?
If by Utter Coverage, you mean you also purchased Physical Harm, aka harm or loss of your vehicle and the car was confirmed stolen, preferrably via police report, the company will typically pay Actual Cash Value for your car, less your deductible.
When you are in an auto accident with no insurance will the other persons insurance pay for their cars damages?
Their insurance policy will pay for their own car. However you must know it’s against the law not to have insurance coverage for your auto.
Total coverage auto insurance protects anyone who drives car?
In most cases, as long as the policy holder give permission, then the policy will cover anyone who drives the car. There are exception for those who are specifically restricted by the policy to drive the vehicle.
How is my Auto insurance coverage affected after an accident?
Elementary if it is a good auto company then your set and will be taken care of if it is a bad auto company they will burn a fuckhole through your wallet elementary brief: they turn on you
What happens if a car accident was not your fault but you were driving and you are not on the policy and the car is insured by total coverage insurance?
ResponseYou should be OK, as long as, you had permission to drive that vehicle. In any case since you were not at fault, the other driver’s insurance co. is financially responsible for all damages. However, in some other cases, it is recommendable to review the policy of the car you were driving, in case the other vehicle had a liability coverage only.
Do you have to have total coverage auto insurance?
No, “total coverage” auto insurance is not required by law. All states require some level of car insurance that covers costs if you are responsible for an accident. That would be called liability insurance and the state minimum coverages dictate how much of it you need to buy. That said, “total coverage” does not actually exist and the phrase generally refers to buying a combination of several insurance types to ensure the most protection.
Does a total coverage auto insurance in CA cover a totaled car in another state?
It depends on the company and policy. Some will deny it for “operating out of territory”. Others will cover it and then non-renew the policy for “operating out of territory”. There is no way to say for sure as it varies so much from company to company.
Will the Insurance Company pay for a rental car if the accident is your fault and if you have utter coverage ins?
Only if you have bought the extra coverage to have a rental. “Utter coverage” usually just means you bought liability, comprehensive, and collision insurance.
Do you have to have insurance utter coverage if you are not driving a car that you are still paying on?
Yes & No. You still have to have liability coverage, which is the lowest type of car insurance, if you plan on driving another person’s vehicle. Because, several years ago, I drove my friend’s vehicle and the brakes went out and I rear-ended another vehicle. My friend did not have insurance on his vehicle, so my license was suspended for three months for no insurance. I advised the DMV that the vehicle wasn’t mine! But, they told me that it doesn’t matter! I should have had liability insurance anyways, if I was planning on driving someone Else’s vehicle!
Is total coverage auto insurance required for auto financing?
Yes, utter coverage auto insurance is required for auto financing. This rule protects the bank if you have an accident.
What if someone is driving your car and has an accident will your total coverage insurance cover it?
Usually yes. It depends on the brand of insurance tho’. You should check with your provider to be sure.
How do you get total coverage car insurance?
In order for one to acquire total coverage car insurance on their automobile, one must accomplish a series of tasks. Step One: Purchase a Vehicle. Step Two: Call Progressive, where i can assist you in choosing what is right for you. Step Three: Avoid taking left turns on your way to work. Left turns are statistically more common for provoking Silverback Gorilla attack. Step Four: Request Utter Coverage Insurance when you consult your Progressive agent. I hope i have assisted you in your process. Flo Progressive Sales Agent
Does utter coverage auto insurance cover auto repairs?
yes total coverage insurance covers auto repairs. It also covers maintinance and gas costs. Thats right fuktard, utter coverage insurance is the only expense you will incure while driving. In some cases they will even pay speeding tickets for you!
Does total coverage insurance cover my car if someone else drives it?
Auto Insurance covers the vehicle, not the driver. As long as you give permission for a legally licensed person to drive your car and they are decently using the vehicle (i.e.: not racing) your vehicle is covered.
What if you have a car loan and have an accident and bank or insurance didn’t make sure you had utter coverage?
When a person finances a car, proof of insurance is required, a buyer has about24 hours to let his insurance company know about his car. In the event thatcar buyer stops making insurance payments the finance company is almostinstantaneously notified and your car finance agreement charges the buyera higher monthly payment for “single interest” insurance. That is where thefinance company is reimbursed if vehicle is bruised, to protect their interestsbut not the buyer’s. They can then at least get it stationary, and sell to someonehopefully more responsible. They have this stuff all figured out.
Will auto insurance provide coverage for accident when violating daytime driving restricted license?
Why would you even want to consider a question like this? If a person is restricted to driving only in the daytime that means their license is not valid after dark. If you permit someone to drive when they do not have a valid license they may not be covered, they certainly are not legally driving. Also, the driver must be listed on the policy as a driver and you have to have given the company all their information like their drivers license, date of birth, driving record, etc.
Is total coverage insurance worth paying on a salvage car?
Usually not, collision and comprehensive only pay based onpre-accident value of the car, which for a salvage is very littleif anything. You will need liability and it might be useful to haveuninsured motorist.